Fair Debt Collection Practices Act

GPTKB entity

Statements (40)
Predicate Object
gptkbp:instanceOf gptkb:United_States_federal_law
gptkbp:abbreviation gptkb:FDCPA
gptkbp:allows consumers to dispute debts
consumers to request verification of debts
gptkbp:amendedBy gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
gptkbp:appliesTo third-party debt collectors
gptkbp:category gptkb:United_States_federal_law
gptkb:Consumer_protection_law
Debt collection law
gptkbp:codifiedIn gptkb:15_U.S.C._§_1692_et_seq.
gptkbp:compatibleWith original creditors
gptkbp:dateEnacted 1977
gptkbp:enactedBy gptkb:United_States_Congress
gptkbp:enforcedBy gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Trade_Commission
https://www.w3.org/2000/01/rdf-schema#label Fair Debt Collection Practices Act
gptkbp:limitation times and places debt collectors may contact consumers
gptkbp:prohibits contacting consumers at work if employer prohibits
contacting consumers before 8 a.m. or after 9 p.m.
contacting third parties except to locate debtor
false statements by debt collectors
harassment by debt collectors
unfair practices by debt collectors
gptkbp:provides attorney's fees for successful plaintiffs
remedies for consumers
statutory damages
gptkbp:publicLawNumber gptkb:Public_Law_95-109
gptkbp:purpose eliminate abusive debt collection practices
promote fair debt collection
provide consumers with a way to dispute and obtain validation of debt information
gptkbp:relatedTo gptkb:Consumer_Credit_Protection_Act
gptkb:Fair_Credit_Reporting_Act
gptkb:Truth_in_Lending_Act
gptkbp:requires debt collectors to provide written validation notice
debt collectors to identify themselves
gptkbp:signedBy gptkb:Jimmy_Carter
gptkbp:title gptkb:Title_VIII_of_the_Consumer_Credit_Protection_Act
gptkbp:website https://www.consumer.ftc.gov/articles/fair-debt-collection-practices-act
gptkbp:bfsParent gptkb:Federal_Trade_Commission
gptkbp:bfsLayer 4