Fair Debt Collection Practices Act
GPTKB entity
Statements (53)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:United_States_federal_law
|
| gptkbp:allows |
consumers to dispute debts
debt collectors from contacting consumers at work harassment by debt collectors |
| gptkbp:amended_by |
gptkb:Consumer_Financial_Protection_Bureau
multiple times since enactment |
| gptkbp:applies_to |
third-party debt collectors
|
| gptkbp:effective_date |
March 20, 1978
|
| gptkbp:enacted_by |
gptkb:United_States_Congress
|
| gptkbp:enforces |
gptkb:Federal_Trade_Commission
civil lawsuits |
| gptkbp:governed_by |
gptkb:Consumer_Financial_Protection_Bureau
|
| gptkbp:has_been |
subject to various court interpretations
|
| gptkbp:has_limitations |
contact times for debt collectors
|
| https://www.w3.org/2000/01/rdf-schema#label |
Fair Debt Collection Practices Act
|
| gptkbp:includes |
provisions for communication with consumers
|
| gptkbp:includes_provisions_for |
ceasing communication upon request
|
| gptkbp:is_a_federal_law_that |
applies to consumer debts
|
| gptkbp:is_a_framework_for |
debt collection regulation
|
| gptkbp:is_a_key_component_of |
consumer protection laws
|
| gptkbp:is_a_law_that_aims_to |
balance the interests of creditors and consumers
|
| gptkbp:is_a_law_that_can_lead_to |
financial penalties for violators
|
| gptkbp:is_a_law_that_has |
inspired similar legislation in other countries
increased awareness of consumer rights resulted in significant changes in debt collection practices influenced state laws on debt collection shaped the practices of debt collection agencies. |
| gptkbp:is_a_law_that_has_been |
challenged in court cases
|
| gptkbp:is_a_law_that_provides |
guidelines for ethical debt collection
|
| gptkbp:is_a_law_that_requires |
debt collectors to be licensed in some states
|
| gptkbp:is_aimed_at |
preventing abusive practices by collectors
|
| gptkbp:is_applicable_to |
all states in the U. S.
|
| gptkbp:is_associated_with |
debt relief services
|
| gptkbp:is_cited_in |
debt collection lawsuits
|
| gptkbp:is_designed_to |
eliminate abusive debt collection practices
|
| gptkbp:is_essential_for |
consumer rights advocacy
|
| gptkbp:is_often_discussed_in |
financial literacy programs
|
| gptkbp:is_often_referenced_in |
consumer complaints
|
| gptkbp:is_part_of |
gptkb:Consumer_Credit_Protection_Act
|
| gptkbp:is_protected_by |
consumers
unfair debt collection practices |
| gptkbp:is_referenced_in |
legal education materials
|
| gptkbp:is_related_to |
gptkb:Fair_Credit_Reporting_Act
|
| gptkbp:is_relevant_to |
bankruptcy law
|
| gptkbp:legislation |
affects millions of consumers
|
| gptkbp:notable_wins |
consumer finance regulation
|
| gptkbp:provides |
legal recourse for consumers
guidelines for debt collection practices |
| gptkbp:regulates |
debt collection practices
|
| gptkbp:requires |
debt collectors to identify themselves
debt collectors to provide validation of debts |
| gptkbp:bfsParent |
gptkb:Federal_Trade_Commission
|
| gptkbp:bfsLayer |
3
|