Fair Debt Collection Practices Act
GPTKB entity
AI-created image
Statements (40)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:United_States_federal_law
|
| gptkbp:abbreviation |
gptkb:FDCPA
|
| gptkbp:allows |
consumers to dispute debts
consumers to request verification of debts |
| gptkbp:amendedBy |
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
|
| gptkbp:appliesTo |
third-party debt collectors
|
| gptkbp:category |
gptkb:United_States_federal_law
gptkb:Consumer_protection_law Debt collection law |
| gptkbp:codifiedIn |
gptkb:15_U.S.C._§_1692_et_seq.
|
| gptkbp:compatibleWith |
original creditors
|
| gptkbp:dateEnacted |
1977
|
| gptkbp:enactedBy |
gptkb:United_States_Congress
|
| gptkbp:enforcedBy |
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Trade_Commission |
| https://www.w3.org/2000/01/rdf-schema#label |
Fair Debt Collection Practices Act
|
| gptkbp:limitation |
times and places debt collectors may contact consumers
|
| gptkbp:prohibits |
contacting consumers at work if employer prohibits
contacting consumers before 8 a.m. or after 9 p.m. contacting third parties except to locate debtor false statements by debt collectors harassment by debt collectors unfair practices by debt collectors |
| gptkbp:provides |
attorney's fees for successful plaintiffs
remedies for consumers statutory damages |
| gptkbp:publicLawNumber |
gptkb:Public_Law_95-109
|
| gptkbp:purpose |
eliminate abusive debt collection practices
promote fair debt collection provide consumers with a way to dispute and obtain validation of debt information |
| gptkbp:relatedTo |
gptkb:Consumer_Credit_Protection_Act
gptkb:Fair_Credit_Reporting_Act gptkb:Truth_in_Lending_Act |
| gptkbp:requires |
debt collectors to provide written validation notice
debt collectors to identify themselves |
| gptkbp:signedBy |
gptkb:Jimmy_Carter
|
| gptkbp:title |
gptkb:Title_VIII_of_the_Consumer_Credit_Protection_Act
|
| gptkbp:website |
https://www.consumer.ftc.gov/articles/fair-debt-collection-practices-act
|
| gptkbp:bfsParent |
gptkb:Federal_Trade_Commission
|
| gptkbp:bfsLayer |
4
|