Fair Debt Collection Practices Act
GPTKB entity
Statements (53)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:United_States_federal_law
|
| gptkbp:aims_to |
balance the interests of creditors and consumers
|
| gptkbp:allows |
consumers to dispute debts
contact times for debt collectors debt collectors from contacting consumers at work harassment by debt collectors |
| gptkbp:amended_by |
gptkb:Consumer_Financial_Protection_Bureau
multiple times since enactment |
| gptkbp:applies_to |
bankruptcy law
all states in the U. S. third-party debt collectors |
| gptkbp:can_lead_to |
financial penalties for violators
|
| gptkbp:effective_date |
March 20, 1978
|
| gptkbp:enacted_by |
gptkb:legislation
|
| gptkbp:enforces |
gptkb:Federal_Trade_Commission
civil lawsuits |
| gptkbp:governed_by |
gptkb:Consumer_Financial_Protection_Bureau
|
| gptkbp:has |
subject to various court interpretations
|
| gptkbp:has_property |
inspired similar legislation in other countries
increased awareness of consumer rights resulted in significant changes in debt collection practices influenced state laws on debt collection shaped the practices of debt collection agencies. |
| https://www.w3.org/2000/01/rdf-schema#label |
Fair Debt Collection Practices Act
|
| gptkbp:includes |
provisions for communication with consumers
|
| gptkbp:includes_provisions_for |
ceasing communication upon request
guidelines for ethical debt collection |
| gptkbp:is_a_framework_for |
debt collection regulation
|
| gptkbp:is_aimed_at |
preventing abusive practices by collectors
|
| gptkbp:is_associated_with |
debt relief services
|
| gptkbp:is_cited_in |
debt collection lawsuits
|
| gptkbp:is_designed_to |
eliminate abusive debt collection practices
|
| gptkbp:is_discussed_in |
financial literacy programs
|
| gptkbp:is_essential_for |
consumer rights advocacy
|
| gptkbp:is_often_associated_with |
consumer complaints
|
| gptkbp:is_part_of |
gptkb:Consumer_Credit_Protection_Act
|
| gptkbp:is_protected_by |
consumers
unfair debt collection practices |
| gptkbp:is_referenced_in |
legal education materials
|
| gptkbp:is_related_to |
gptkb:Fair_Credit_Reporting_Act
|
| gptkbp:key |
consumer protection laws
|
| gptkbp:legislation |
affects millions of consumers
applies to consumer debts challenged in court cases |
| gptkbp:notable_winners |
consumer finance regulation
|
| gptkbp:provides |
legal recourse for consumers
guidelines for debt collection practices |
| gptkbp:regulates |
debt collection practices
|
| gptkbp:requires |
debt collectors to be licensed in some states
debt collectors to identify themselves debt collectors to provide validation of debts |
| gptkbp:bfsParent |
gptkb:Federal_Trade_Commission
|
| gptkbp:bfsLayer |
3
|