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Statements (47)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:United_States_federal_law
|
| gptkbp:abbreviation |
gptkb:FCRA
|
| gptkbp:administeredBy |
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Trade_Commission |
| gptkbp:amendedBy |
gptkb:FACT_Act
gptkb:Dodd-Frank_Act |
| gptkbp:appliesTo |
gptkb:credit_bureaus
consumer reporting agencies employers using credit reports |
| gptkbp:category |
gptkb:Consumer_protection_law
Credit law Privacy law |
| gptkbp:citation |
gptkb:15_U.S.C._§_1681_et_seq.
|
| gptkbp:country |
gptkb:United_States
|
| gptkbp:dateEnacted |
1970
|
| gptkbp:enactedBy |
gptkb:United_States_Congress
|
| https://www.w3.org/2000/01/rdf-schema#label |
Fair Credit Reporting Act
|
| gptkbp:penalty |
noncompliance
|
| gptkbp:protectedBy |
consumers
consumer privacy credit information |
| gptkbp:provides |
right to access credit report
right to dispute inaccurate information right to privacy of credit information right to know when credit information is used against you |
| gptkbp:purpose |
regulate collection and use of consumer credit information
|
| gptkbp:relatedTo |
gptkb:Gramm-Leach-Bliley_Act
gptkb:Equal_Credit_Opportunity_Act identity theft background checks credit score |
| gptkbp:requires |
accuracy of information
consumer consent for employer credit checks notification of adverse action timely correction of errors |
| gptkbp:section |
gptkb:Section_609_(disclosures_to_consumers)
gptkb:Section_623_(responsibilities_of_furnishers_of_information) Section 615 (requirements on users of consumer reports) Section 611 (procedure in case of disputed accuracy) Section 604 (permissible purposes of reports) |
| gptkbp:signedBy |
gptkb:Richard_Nixon
October 26, 1970 |
| gptkbp:startDate |
April 25, 1971
|
| gptkbp:website |
https://www.consumerfinance.gov/compliance/compliance-resources/fair-credit-reporting-act/
https://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf |
| gptkbp:bfsParent |
gptkb:Federal_Trade_Commission
|
| gptkbp:bfsLayer |
4
|