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gptkbp:instanceOf
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gptkb:United_States_federal_law
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|
gptkbp:allows
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actual damages
attorney's fees for prevailing consumers
statutory damages up to $1,000 per action
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|
gptkbp:amendedBy
|
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
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gptkbp:appliesTo
|
debt collectors
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gptkbp:codifiedIn
|
gptkb:15_U.S.C._§_1692_et_seq.
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|
gptkbp:compatibleWith
|
original creditors
|
|
gptkbp:dateEnacted
|
1977
|
|
gptkbp:enactedBy
|
gptkb:United_States_Congress
|
|
gptkbp:enforcedBy
|
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Trade_Commission
|
|
gptkbp:fullName
|
gptkb:Fair_Debt_Collection_Practices_Act
|
|
gptkbp:givesRightTo
|
consumers to sue debt collectors for violations
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
FDCPA
|
|
gptkbp:limitation
|
contact hours for debt collection
|
|
gptkbp:prohibits
|
contacting consumers at work if employer prohibits
false statements by debt collectors
harassment by debt collectors
unfair practices by debt collectors
contacting third parties about a debt except for location information
|
|
gptkbp:purpose
|
eliminate abusive debt collection practices
promote fair debt collection
provide consumers with a way to dispute and obtain validation of debt information
|
|
gptkbp:relatedTo
|
gptkb:Fair_Credit_Reporting_Act
gptkb:Truth_in_Lending_Act
|
|
gptkbp:requires
|
debt collectors to provide validation notice
|
|
gptkbp:bfsParent
|
gptkb:Fair_Debt_Collection_Practices_Act
|
|
gptkbp:bfsLayer
|
5
|