Statements (55)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:United_States_federal_law
|
| gptkbp:bfsLayer |
3
|
| gptkbp:bfsParent |
gptkb:Lyndon_B._Johnson
gptkb:Federal_Trade_Commission |
| gptkbp:aims_to |
protect consumers
|
| gptkbp:amended_by |
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
|
| gptkbp:applies_to |
credit cards
home equity loans personal loans auto loans lenders student loans mortgages |
| gptkbp:appointed_by |
gptkb:Federal_Reserve_Board
|
| gptkbp:effective_date |
July 1, 1969
|
| gptkbp:enacted_by |
gptkb:legislation
|
| gptkbp:enforces |
gptkb:Consumer_Financial_Protection_Bureau
state attorneys general |
| https://www.w3.org/2000/01/rdf-schema#label |
Truth in Lending Act
|
| gptkbp:includes |
annual percentage rate (APR)
|
| gptkbp:is_designed_to |
prevent misleading practices
promote informed use of credit |
| gptkbp:is_part_of |
gptkb:Consumer_Credit_Protection_Act
gptkb:Regulation_Z |
| gptkbp:is_related_to |
gptkb:Equal_Credit_Opportunity_Act
gptkb:Consumer_Credit_Counseling_Services gptkb:Fair_Credit_Reporting_Act financial regulations interest rates financial literacy initiatives consumer protection laws financial disclosures consumer advocacy groups credit counseling services debt management plans loan agreements credit reporting agencies credit agreements loan terms financial education programs Truth in Lending Disclosure credit card disclosures credit score disclosure credit terms loan origination fees predatory lending laws |
| gptkbp:is_subject_to |
penalties for non-compliance
|
| gptkbp:provides |
consumer rights
right of rescission |
| gptkbp:regulates |
consumer credit
|
| gptkbp:requires |
disclosure of credit terms
clear disclosure of fees disclosure of payment schedule disclosure of total finance charges truthful advertising of credit terms |