|
gptkbp:instanceOf
|
gptkb:United_States_federal_law
|
|
gptkbp:administeredBy
|
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Reserve_Board
|
|
gptkbp:alsoKnownAs
|
gptkb:Title_I_of_the_Consumer_Credit_Protection_Act
|
|
gptkbp:amendedBy
|
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
gptkb:Fair_Credit_Billing_Act
gptkb:Home_Ownership_and_Equity_Protection_Act
|
|
gptkbp:appliesTo
|
consumer credit
creditors
lenders
|
|
gptkbp:citation
|
gptkb:Title_I_of_the_Consumer_Credit_Protection_Act
|
|
gptkbp:codifiedIn
|
gptkb:15_U.S.C._§_1601_et_seq.
|
|
gptkbp:dateEnacted
|
1968
|
|
gptkbp:enactedBy
|
gptkb:United_States_Congress
|
|
gptkbp:enforcedBy
|
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Deposit_Insurance_Corporation
gptkb:Federal_Trade_Commission
gptkb:National_Credit_Union_Administration
gptkb:Office_of_the_Comptroller_of_the_Currency
|
|
gptkbp:excludes
|
business loans
agricultural credit
commercial credit
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
Truth in Lending Act
|
|
gptkbp:penalty
|
civil liability
criminal liability
|
|
gptkbp:protectedBy
|
consumers
|
|
gptkbp:publicLawNumber
|
gptkb:Public_Law_90-321
|
|
gptkbp:purpose
|
promote informed use of consumer credit
require disclosures about terms and cost of credit
|
|
gptkbp:relatedTo
|
credit cards
mortgages
closed-end credit
installment loans
open-end credit
|
|
gptkbp:requires
|
clear disclosure of key credit terms
|
|
gptkbp:requiresDisclosureOf
|
annual percentage rate
finance charges
late payment charges
payment schedule
prepayment penalties
security interest
total amount financed
total payments
variable rate information
|
|
gptkbp:requiresRightOfRescission
|
certain mortgage transactions
|
|
gptkbp:section
|
gptkb:Regulation_Z
|
|
gptkbp:shortName
|
gptkb:TILA
|
|
gptkbp:signedBy
|
gptkb:Lyndon_B._Johnson
|
|
gptkbp:startDate
|
July 1, 1969
|
|
gptkbp:bfsParent
|
gptkb:Federal_Trade_Commission
|
|
gptkbp:bfsLayer
|
4
|