|
gptkbp:instance_of
|
gptkb:scoring_system
|
|
gptkbp:affects
|
interest rates
loan approval
credit card offers
|
|
gptkbp:developed_by
|
gptkb:FICO
|
|
gptkbp:first_introduced
|
gptkb:1989
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
FICO score
|
|
gptkbp:influenced_by
|
payment history
credit utilization
length of credit history
new credit inquiries
types of credit used
|
|
gptkbp:is_analyzed_in
|
creditworthiness
loan terms
credit limits
interest rates on loans
|
|
gptkbp:is_based_on
|
credit report data
|
|
gptkbp:is_considered
|
a standard measure
|
|
gptkbp:is_considered_by
|
banks
landlords
credit unions
mortgage companies
credit card issuers
auto lenders
|
|
gptkbp:is_different_from
|
gptkb:Vantage_Score
|
|
gptkbp:is_enhanced_by
|
timely payments
reducing debt
avoiding new debt
checking credit reports
|
|
gptkbp:is_essential_for
|
financial health
|
|
gptkbp:is_evaluated_by
|
algorithms
|
|
gptkbp:is_often_used_in
|
lenders
|
|
gptkbp:is_reviewed_by
|
credit bureaus
|
|
gptkbp:is_subject_to
|
gptkb:regulations
consumer protection laws
data privacy laws
fair lending laws
credit reporting laws
|
|
gptkbp:is_updated_by
|
regularly
|
|
gptkbp:is_used_in
|
auto loans
mortgage applications
credit card applications
|
|
gptkbp:range
|
gptkb:300
850
|
|
gptkbp:requires
|
certain financial products
|
|
gptkbp:used_for
|
credit risk assessment
|
|
gptkbp:was_affecting
|
employment opportunities
security deposits
insurance premiums
utility services
|
|
gptkbp:bfsParent
|
gptkb:Vantage_Score_1.0
gptkb:Vantage_Score_1.0_model
gptkb:Vantage_Score_2.0
gptkb:Vantage_Score_2.0_model
gptkb:Vantage_Score_3.0
gptkb:Vantage_Score_4.0
gptkb:Vantage_Score_credit_risk_assessment_model
gptkb:Vantage_Score_credit_risk_model
gptkb:Vantage_Score_credit_score_model
gptkb:Vantage_Score_credit_scoring_model
gptkb:Vantage_Score_credit_scoring_system
gptkb:Credit_Information_Bureau_(India)_Limited
|
|
gptkbp:bfsLayer
|
7
|