|
gptkbp:instance_of
|
gptkb:scoring_system
|
|
gptkbp:aims_to
|
predict credit risk
|
|
gptkbp:available_at
|
credit reporting agencies
|
|
gptkbp:based_on
|
credit report data
|
|
gptkbp:developed_by
|
gptkb:Vantage_Score_Solutions
|
|
gptkbp:focuses_on
|
credit behavior
|
|
gptkbp:has_limitations
|
data availability
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
Vantage Score 2.0
|
|
gptkbp:introduced_in
|
gptkb:2006
|
|
gptkbp:is_adopted_by
|
financial services industry
credit unions
mortgage lenders
auto lenders
|
|
gptkbp:is_based_on
|
consumer credit files
|
|
gptkbp:is_compared_to
|
gptkb:FICO_score
|
|
gptkbp:is_considered_as
|
alternative to FICO
|
|
gptkbp:is_considered_by
|
lenders for risk assessment
|
|
gptkbp:is_designed_for
|
consumers
|
|
gptkbp:is_evaluated_by
|
statistical modeling
credit risk models
credit scoring criteria
|
|
gptkbp:is_influenced_by
|
economic conditions
credit behavior changes
|
|
gptkbp:is_noted_for
|
its predictive accuracy
|
|
gptkbp:is_part_of
|
gptkb:Vantage_Score_credit_scoring_models
|
|
gptkbp:is_promoted_by
|
gptkb:financial_institutions
|
|
gptkbp:is_recognized_by
|
credit bureaus
|
|
gptkbp:is_subject_to
|
gptkb:regulations
|
|
gptkbp:is_supported_by
|
consumer education initiatives
|
|
gptkbp:is_updated_by
|
gptkb:Vantage_Score_Solutions
reflect current credit trends
|
|
gptkbp:is_used_in
|
credit decisions
|
|
gptkbp:is_utilized_for
|
financial planning
debt management strategies
loan modifications
credit limit adjustments
risk-based pricing
|
|
gptkbp:is_utilized_in
|
loan approvals
insurance underwriting
employment screening
credit card approvals
|
|
gptkbp:provides
|
gptkb:scoring_system
credit risk assessment
|
|
gptkbp:range
|
gptkb:300
850
|
|
gptkbp:replaced_by
|
gptkb:Vantage_Score_3.0
|
|
gptkbp:used_by
|
lenders
|
|
gptkbp:was_a_factor_in
|
payment history
credit utilization
length of credit history
types of credit used
recent credit inquiries
|
|
gptkbp:bfsParent
|
gptkb:Vantage_Score_Solutions
|
|
gptkbp:bfsLayer
|
6
|