Statements (68)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:scoring_system
|
| gptkbp:aims_to |
predict credit risk
|
| gptkbp:based_on |
credit report data
|
| gptkbp:calculates_score_based_on |
credit history
|
| gptkbp:developed_by |
gptkb:Vantage_Score_Solutions
consumer credit evaluation |
| https://www.w3.org/2000/01/rdf-schema#label |
Vantage Score 1.0
|
| gptkbp:influenced_by |
payment history
credit utilization length of credit history types of credit used recent credit inquiries |
| gptkbp:introduced_in |
gptkb:2006
|
| gptkbp:is_accessible_by |
credit monitoring services
|
| gptkbp:is_adopted_by |
credit bureaus
credit unions community banks large banks |
| gptkbp:is_available_in |
consumers
|
| gptkbp:is_based_on |
data from Experian, Trans Union, and Equifax
|
| gptkbp:is_compared_to |
gptkb:FICO_score
|
| gptkbp:is_considered |
credit decisions
alternative to FICO |
| gptkbp:is_considered_as |
a scoring alternative
|
| gptkbp:is_considered_by |
some lenders
mortgage lenders credit card issuers auto lenders |
| gptkbp:is_designed_to |
improve credit access
|
| gptkbp:is_evaluated_by |
machine learning algorithms
loan applications creditworthiness creditors |
| gptkbp:is_influenced_by |
credit behavior
|
| gptkbp:is_part_of |
Vantage Score scoring models
credit scoring ecosystem |
| gptkbp:is_promoted_by |
financial advisors
|
| gptkbp:is_recognized_by |
gptkb:financial_institutions
|
| gptkbp:is_supported_by |
credit reporting agencies
|
| gptkbp:is_updated_by |
gptkb:Vantage_Score_Solutions
gptkb:March |
| gptkbp:is_used_in |
personal loans
tenant screening student loans mortgage lending insurance underwriting employment screening government loans auto lending credit card approvals |
| gptkbp:is_used_to |
determine loan eligibility
|
| gptkbp:is_utilized_for |
risk assessment
|
| gptkbp:is_utilized_in |
risk management
financial assessments credit evaluations |
| gptkbp:measures |
creditworthiness
|
| gptkbp:provides |
gptkb:scoring_system
credit score to consumers |
| gptkbp:range |
501 to 990
|
| gptkbp:replaced_by |
gptkb:Vantage_Score_2.0
|
| gptkbp:used_by |
lenders
|
| gptkbp:was_a_factor_in |
payment history
credit utilization length of credit history types of credit used recent credit inquiries |
| gptkbp:bfsParent |
gptkb:Vantage_Score_Solutions
|
| gptkbp:bfsLayer |
6
|