Statements (53)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:scoring_system
|
| gptkbp:aims_to |
improve credit access
|
| gptkbp:based_on |
credit report data
|
| gptkbp:developed_by |
gptkb:Vantage_Score_Solutions
|
| gptkbp:factors_influencing_score |
payment history
credit utilization length of credit history types of credit used recent credit inquiries |
| https://www.w3.org/2000/01/rdf-schema#label |
Vantage Score 2.0 model
|
| gptkbp:introduced_in |
gptkb:2006
|
| gptkbp:is_adopted_by |
banks
lenders credit unions mortgage companies credit card issuers auto lenders |
| gptkbp:is_available_in |
consumers
|
| gptkbp:is_based_on |
consumer credit behavior
|
| gptkbp:is_compared_to |
gptkb:FICO_score
|
| gptkbp:is_considered |
a standard in the industry
a benchmark for credit scoring a tool for consumers a tool for credit assessment a tool for lenders alternative to FICO more lenient than FICO |
| gptkbp:is_designed_to |
evaluate creditworthiness
|
| gptkbp:is_evaluated_by |
data scientists
financial analysts creditors risk analysts credit scoring agencies credit risk managers |
| gptkbp:is_influenced_by |
economic conditions
|
| gptkbp:is_notable_for |
its predictive accuracy
|
| gptkbp:is_part_of |
gptkb:Vantage_Score_credit_scoring_models
|
| gptkbp:is_recognized_by |
gptkb:financial_institutions
|
| gptkbp:is_supported_by |
credit reporting agencies
|
| gptkbp:is_updated_by |
gptkb:Vantage_Score_3.0_model
gptkb:Vantage_Score_Solutions Vantage Score 4.0 model |
| gptkbp:is_used_in |
mortgage lending
auto lending credit card approvals |
| gptkbp:is_utilized_in |
risk management
|
| gptkbp:provides |
credit score for consumers
|
| gptkbp:replaced_by |
gptkb:Vantage_Score_3.0_model
|
| gptkbp:score |
501 to 990
|
| gptkbp:used_for |
credit risk assessment
|
| gptkbp:utilizes |
data from major credit bureaus
|
| gptkbp:bfsParent |
gptkb:Vantage_Score_Solutions
|
| gptkbp:bfsLayer |
6
|