Statements (32)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:organization
|
| gptkbp:alsoKnownAs |
credit reporting agencies
|
| gptkbp:controversy |
privacy concerns
data breaches data accuracy issues |
| gptkbp:dataCollected |
gptkb:archives
account balances credit history credit inquiries payment history |
| gptkbp:function |
collect credit information
provide credit reports |
| https://www.w3.org/2000/01/rdf-schema#label |
credit bureaus
|
| gptkbp:majorBureausInUS |
gptkb:Equifax
gptkb:TransUnion gptkb:Experian |
| gptkbp:presentIn |
gptkb:Australia
gptkb:Canada gptkb:India gptkb:United_Kingdom gptkb:United_States |
| gptkbp:purpose |
assess creditworthiness
reduce lending risk support financial decisions |
| gptkbp:regulates |
gptkb:Fair_Credit_Reporting_Act_(FCRA)
|
| gptkbp:usedBy |
insurance companies
employers lenders landlords |
| gptkbp:bfsParent |
gptkb:Fair_Credit_Reporting_Act
gptkb:Monetary_Authority_of_Singapore |
| gptkbp:bfsLayer |
5
|