Fair Credit Reporting Act (FCRA)

GPTKB entity

Predicate	Object
gptkbp:instanceOf	gptkb:United_States_federal_law
gptkbp:administeredBy	gptkb:Consumer_Financial_Protection_Bureau gptkb:Federal_Trade_Commission
gptkbp:amendedBy	gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act gptkb:FACT_Act
gptkbp:appliesTo	gptkb:United_States
gptkbp:category	gptkb:Consumer_protection_law Financial regulation
gptkbp:codifiedIn	gptkb:15_U.S.C._§_1681_et_seq.
gptkbp:dateEnacted	1970
gptkbp:enactedBy	gptkb:United_States_Congress
gptkbp:givesRightTo	notification of adverse action dispute inaccurate information access to credit report
https://www.w3.org/2000/01/rdf-schema#label	Fair Credit Reporting Act (FCRA)
gptkbp:limitation	reporting of obsolete information use of consumer reports
gptkbp:penalty	negligent noncompliance willful noncompliance
gptkbp:protectedBy	consumers
gptkbp:purpose	promote accuracy, fairness, and privacy of consumer information
gptkbp:regulates	gptkb:credit_bureaus consumer reporting agencies users of consumer reports
gptkbp:relatedTo	identity theft background checks consumer privacy credit score
gptkbp:requires	consumer consent for certain disclosures maximum accuracy of information
gptkbp:bfsParent	gptkb:credit_bureaus gptkb:Credit_Agency
gptkbp:bfsLayer	6