Statements (63)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:scoring_system
|
| gptkbp:aims_to |
provide a more accurate credit score
|
| gptkbp:available_at |
online platforms
|
| gptkbp:based_on |
credit report data
|
| gptkbp:developed_by |
gptkb:Vantage_Score_Solutions
|
| https://www.w3.org/2000/01/rdf-schema#label |
Vantage Score 3.0 model
|
| gptkbp:introduced_in |
gptkb:2013
|
| gptkbp:is_accessible_by |
consumers
|
| gptkbp:is_adopted_by |
credit bureaus
credit unions mortgage lenders |
| gptkbp:is_analyzed_in |
market trends
|
| gptkbp:is_based_on |
data from major credit bureaus
|
| gptkbp:is_compared_to |
Vantage Score 4.0 model
other credit scoring models |
| gptkbp:is_compatible_with |
FICO scores
|
| gptkbp:is_considered |
payment history
credit utilization length of credit history types of credit used employment screening recent credit inquiries |
| gptkbp:is_considered_by |
insurance companies
landlords |
| gptkbp:is_designed_for |
consumers with limited credit history
|
| gptkbp:is_evaluated_by |
regulatory compliance
consumer trust data scientists accuracy predictive power credit scoring algorithms consumer impact |
| gptkbp:is_influenced_by |
consumer behavior
economic conditions |
| gptkbp:is_integrated_with |
gptkb:Accounting_Software
credit monitoring services |
| gptkbp:is_part_of |
gptkb:Vantage_Score_credit_scoring_system
|
| gptkbp:is_promoted_by |
financial advisors
credit counseling services |
| gptkbp:is_promoted_through |
marketing campaigns
|
| gptkbp:is_recognized_by |
gptkb:financial_institutions
|
| gptkbp:is_reviewed_by |
credit experts
|
| gptkbp:is_subject_to |
gptkb:regulations
|
| gptkbp:is_supported_by |
financial education programs
|
| gptkbp:is_tested_for |
historical data
|
| gptkbp:is_updated_by |
gptkb:Vantage_Score_Solutions
gptkb:March |
| gptkbp:is_used_for |
loan approvals
credit card applications |
| gptkbp:is_used_in |
mortgage lending
all lenders credit card underwriting |
| gptkbp:is_utilized_by |
auto lenders
|
| gptkbp:is_utilized_for |
credit risk management
debt management |
| gptkbp:is_utilized_in |
personal loans
risk assessment |
| gptkbp:provides |
predictive analytics
|
| gptkbp:replaces |
gptkb:Vantage_Score_2.0
|
| gptkbp:score |
300 to 850
|
| gptkbp:used_by |
lenders
|
| gptkbp:bfsParent |
gptkb:Vantage_Score_Solutions
|
| gptkbp:bfsLayer |
6
|