Truth in Lending Act (US)

URI: https://gptkb.org/entity/Truth_in_Lending_Act_(US)

GPTKB entity

Predicate	Object
gptkbp:instanceOf	gptkb:United_States_federal_law
gptkbp:administeredBy	gptkb:Consumer_Financial_Protection_Bureau
gptkbp:amendedBy	gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act gptkb:Home_Ownership_and_Equity_Protection_Act
gptkbp:appliesTo	auto lenders consumer credit credit card issuers mortgage lenders
gptkbp:codifiedIn	gptkb:15_U.S.C._§_1601_et_seq.
gptkbp:dateEnacted	1968
gptkbp:enactedBy	gptkb:United_States_Congress
gptkbp:enforcedBy	gptkb:Consumer_Financial_Protection_Bureau gptkb:Federal_Trade_Commission
gptkbp:excludes	business loans commercial credit
https://www.w3.org/2000/01/rdf-schema#label	Truth in Lending Act (US)
gptkbp:penalty	civil liability criminal liability
gptkbp:providesRightOfRescission	certain mortgage transactions
gptkbp:publicLawNumber	Pub.L. 90–321
gptkbp:purpose	promote informed use of consumer credit require disclosures about terms and cost of credit
gptkbp:relatedTo	gptkb:Regulation_Z gptkb:Real_Estate_Settlement_Procedures_Act
gptkbp:requiresDisclosureOf	annual percentage rate finance charges total amount financed
gptkbp:section	Section 1026 (Regulation Z) Section 1635 (Right of rescission) Section 1640 (Civil liability)
gptkbp:shortName	gptkb:TILA
gptkbp:signedBy	gptkb:Lyndon_B._Johnson
gptkbp:startDate	July 1, 1969
gptkbp:bfsParent	gptkb:Effective_Annual_Percentage_Rate
gptkbp:bfsLayer	7