|
gptkbp:instanceOf
|
gptkb:law
|
|
gptkbp:administeredBy
|
gptkb:Consumer_Financial_Protection_Bureau
|
|
gptkbp:amendedBy
|
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
gptkb:Home_Ownership_and_Equity_Protection_Act
|
|
gptkbp:appliesTo
|
consumer credit
|
|
gptkbp:category
|
banking law
consumer protection law
|
|
gptkbp:codifiedIn
|
gptkb:15_U.S.C._§_1601_et_seq.
|
|
gptkbp:country
|
gptkb:United_States
|
|
gptkbp:dateEnacted
|
1968
|
|
gptkbp:enactedBy
|
gptkb:United_States_Congress
|
|
gptkbp:excludes
|
business loans
commercial credit
|
|
gptkbp:fullName
|
gptkb:Truth_in_Lending_Act
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
TILA
|
|
gptkbp:penalty
|
civil liability
criminal liability
|
|
gptkbp:purpose
|
promote informed use of consumer credit
protect consumers in credit transactions
|
|
gptkbp:regulates
|
finance charges
interest rates
annual percentage rate (APR)
disclosure of credit terms
|
|
gptkbp:relatedTo
|
gptkb:Regulation_Z
gptkb:Equal_Credit_Opportunity_Act_(ECOA)
gptkb:Real_Estate_Settlement_Procedures_Act_(RESPA)
|
|
gptkbp:requires
|
clear disclosure of loan terms
right of rescission for certain loans
|
|
gptkbp:bfsParent
|
gptkb:Truth_in_Lending_Act
|
|
gptkbp:bfsLayer
|
5
|