Real Estate Settlement Procedures Act

GPTKB entity

Statements (58)
Predicate Object
gptkbp:instance_of gptkb:United_States_federal_law
gptkbp:bfsLayer 4
gptkbp:bfsParent gptkb:Committee_on_Banking,_Housing,_and_Urban_Affairs
gptkbp:affects real estate agents
mortgage lenders
title companies
gptkbp:aims_to protect consumers
gptkbp:amended_by Housing and Urban Development Act
gptkbp:applies_to residential real estate transactions
gptkbp:effective_date January 1, 1975
gptkbp:enacted_by gptkb:legislation
gptkbp:enforces gptkb:Federal_Trade_Commission
gptkbp:established Good Faith Estimate
gptkbp:governed_by gptkb:Consumer_Financial_Protection_Bureau
https://www.w3.org/2000/01/rdf-schema#label Real Estate Settlement Procedures Act
gptkbp:includes anti-kickback provisions
gptkbp:is_analyzed_in legal studies
gptkbp:is_challenged_by real estate industry groups
gptkbp:is_cited_in gptkb:legal_case
gptkbp:is_connected_to real estate financing
gptkbp:is_criticized_for gptkb:academic_journal
complexity of regulations
gptkbp:is_described_as consumer guides
gptkbp:is_designed_to increase transparency in real estate transactions
reduce settlement costs
gptkbp:is_discussed_in real estate seminars
real estate forums
real estate law textbooks
gptkbp:is_evaluated_by government audits
policy analysts
gptkbp:is_implemented_in gptkb:City_Council
regulatory frameworks
gptkbp:is_influenced_by economic conditions
gptkbp:is_linked_to housing market trends
consumer financial protection
gptkbp:is_part_of gptkb:Real_Estate_Settlement_Procedures_Act_of_1974
financial regulations
consumer protection laws
U. S. housing policy
gptkbp:is_promoted_by real estate associations
gptkbp:is_referenced_in real estate contracts
real estate regulations
gptkbp:is_related_to mortgage disclosure requirements
RESPA-TILA Integrated Disclosure Rule
closing disclosure form
gptkbp:is_reviewed_by legal experts
gptkbp:is_studied_in law schools
gptkbp:is_subject_to state laws
federal oversight
gptkbp:is_supported_by consumer advocacy groups
gptkbp:mandates HUD-1 Settlement Statement
gptkbp:provides guidelines for closing costs
gptkbp:regulates real estate settlement processes
gptkbp:related_to gptkb:Truth_in_Lending_Act
gptkbp:requires affiliated business arrangement disclosures
disclosure of settlement costs
timely disclosures
gptkbp:updates gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act