Truth in Lending Act (TILA)

GPTKB entity

Predicate	Object
gptkbp:instanceOf	gptkb:United_States_federal_law
gptkbp:administeredBy	gptkb:Consumer_Financial_Protection_Bureau gptkb:Federal_Reserve_Board
gptkbp:amendedBy	gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act gptkb:Home_Ownership_and_Equity_Protection_Act_(HOEPA)
gptkbp:appliesTo	credit cards consumer credit mortgages auto loans
gptkbp:codifiedIn	gptkb:15_U.S.C._§_1601_et_seq.
gptkbp:dateEnacted	1968
gptkbp:enactedBy	gptkb:United_States_Congress
gptkbp:enforcedBy	gptkb:Consumer_Financial_Protection_Bureau gptkb:Federal_Trade_Commission federal banking agencies
gptkbp:excludes	business loans commercial loans loans to organizations
https://www.w3.org/2000/01/rdf-schema#label	Truth in Lending Act (TILA)
gptkbp:penalty	civil liability criminal liability
gptkbp:providesRightOfRescission	certain home equity loans
gptkbp:publicLawNumber	gptkb:Public_Law_90-321
gptkbp:purpose	promote informed use of consumer credit require disclosures about terms and cost of credit
gptkbp:relatedTo	gptkb:Consumer_Credit_Protection_Act gptkb:Fair_Credit_Billing_Act gptkb:Equal_Credit_Opportunity_Act gptkb:Real_Estate_Settlement_Procedures_Act_(RESPA)
gptkbp:requires	clear disclosure of credit terms
gptkbp:requiresDisclosureOf	finance charges payment schedule total amount financed total payments annual percentage rate (APR)
gptkbp:section	gptkb:Regulation_Z
gptkbp:shortName	gptkb:TILA
gptkbp:bfsParent	gptkb:APR
gptkbp:bfsLayer	7