|
gptkbp:instance_of
|
gptkb:United_States_federal_law
|
|
gptkbp:administered_by
|
gptkb:Federal_Reserve_Board
|
|
gptkbp:allows
|
discriminatory practices in lending
|
|
gptkbp:amended_by
|
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
gptkb:Consumer_Credit_Protection_Act
|
|
gptkbp:applies_to
|
creditors
|
|
gptkbp:covers
|
gptkb:Color
gptkb:race
gptkb:religion
age
marital status
income
national origin
sex
|
|
gptkbp:effective_date
|
October 28, 1974
|
|
gptkbp:enacted_by
|
gptkb:United_States_Congress
|
|
gptkbp:enforces
|
gptkb:Consumer_Financial_Protection_Bureau
|
|
gptkbp:has
|
business loans
certain small loans
credit transactions secured by real estate
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
Equal Credit Opportunity Act
|
|
gptkbp:impact
|
increased access to credit for minorities
increased access to credit for women
reduced discriminatory lending practices
|
|
gptkbp:is_analyzed_in
|
economic studies
|
|
gptkbp:is_challenged_by
|
lobbying groups
|
|
gptkbp:is_cited_in
|
court cases regarding credit discrimination
|
|
gptkbp:is_considered
|
landmark legislation
|
|
gptkbp:is_criticized_for
|
lack of enforcement in some areas
|
|
gptkbp:is_discussed_in
|
legal textbooks
policy debates
|
|
gptkbp:is_evaluated_by
|
government audits
research studies on lending practices
|
|
gptkbp:is_implemented_in
|
regulatory guidelines
|
|
gptkbp:is_influenced_by
|
gptkb:Civil_Rights_Movement
|
|
gptkbp:is_linked_to
|
credit score regulations
|
|
gptkbp:is_part_of
|
gptkb:Consumer_Credit_Protection_Act
gptkb:U._S._Code_Title_15
consumer protection laws
|
|
gptkbp:is_promoted_by
|
financial literacy programs
|
|
gptkbp:is_referenced_in
|
financial regulations
|
|
gptkbp:is_related_to
|
gptkb:Equal_Employment_Opportunity_Commission
gptkb:Truth_in_Lending_Act
|
|
gptkbp:is_reviewed_by
|
Congressional committees
|
|
gptkbp:is_subject_to
|
Regulation B
|
|
gptkbp:is_supported_by
|
community organizations
consumer advocacy groups
|
|
gptkbp:provides
|
legal recourse for victims of discrimination
|
|
gptkbp:purpose
|
prohibit discrimination in credit transactions
|
|
gptkbp:related_to
|
gptkb:Fair_Housing_Act
|
|
gptkbp:requires
|
creditors to notify applicants of action taken
creditors to provide reasons for denial
record keeping of credit applications
|
|
gptkbp:bfsParent
|
gptkb:Fair_Housing_Act
|
|
gptkbp:bfsLayer
|
3
|