TILA-RESPA Integrated Disclosure Rule

GPTKB entity

Predicate	Object
gptkbp:instanceOf	gptkb:United_States_federal_law
gptkbp:administeredBy	gptkb:Consumer_Financial_Protection_Bureau
gptkbp:alsoKnownAs	gptkb:TRID
gptkbp:appliesTo	closed-end consumer mortgage loans
gptkbp:codifiedIn	gptkb:12_CFR_1024_(Regulation_X) gptkb:12_CFR_1026_(Regulation_Z)
gptkbp:compatibleWith	gptkb:reverse_mortgages home equity lines of credit mortgages secured by a mobile home or by a dwelling that is not attached to real property
gptkbp:enforcedBy	gptkb:Consumer_Financial_Protection_Bureau
https://www.w3.org/2000/01/rdf-schema#label	TILA-RESPA Integrated Disclosure Rule
gptkbp:legalBasis	gptkb:Real_Estate_Settlement_Procedures_Act gptkb:Truth_in_Lending_Act
gptkbp:purpose	to improve consumer understanding of the mortgage process to aid comparison shopping to prevent surprises at closing
gptkbp:replacesDisclosure	gptkb:Truth-in-Lending_disclosure gptkb:Good_Faith_Estimate gptkb:HUD-1_Settlement_Statement
gptkbp:requiresDelivery	Loan Estimate within 3 business days of application Closing Disclosure at least 3 business days before closing
gptkbp:requiresDisclosureOf	gptkb:Closing_Disclosure gptkb:Loan_Estimate
gptkbp:startDate	October 3, 2015
gptkbp:bfsParent	gptkb:RESPA
gptkbp:bfsLayer	7