Section 315 (Address Discrepancy Rule)
GPTKB entity
Statements (20)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:United_States_federal_law
|
| gptkbp:appliesTo |
financial institutions
creditors |
| gptkbp:codifiedIn |
16 CFR 681.1
|
| gptkbp:enforcedBy |
gptkb:Federal_Trade_Commission
gptkb:Securities_and_Exchange_Commission gptkb:National_Credit_Union_Administration federal banking agencies |
| https://www.w3.org/2000/01/rdf-schema#label |
Section 315 (Address Discrepancy Rule)
|
| gptkbp:partOf |
gptkb:Fair_and_Accurate_Credit_Transactions_Act
|
| gptkbp:purpose |
to ensure accuracy of consumer information
to prevent identity theft |
| gptkbp:relatedTo |
gptkb:Fair_Credit_Reporting_Act
gptkb:Red_Flags_Rule |
| gptkbp:requires |
notification to consumer if address discrepancy is found
users of consumer reports to develop reasonable policies and procedures to address discrepancies in consumer addresses reasonable belief in consumer identity before extending credit or opening account |
| gptkbp:startDate |
January 1, 2008
|
| gptkbp:bfsParent |
gptkb:Section_114_(Red_Flags_Rule)
|
| gptkbp:bfsLayer |
7
|