Statements (47)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:United_States_federal_law
|
| gptkbp:amendedBy |
multiple times, including major revisions in 2015 and 2018
|
| gptkbp:appliesTo |
depository institutions
home purchase loans home improvement loans non-depository institutions refinancing loans |
| gptkbp:availableOn |
HMDA data is made available to the public
|
| gptkbp:codifiedIn |
gptkb:12_CFR_Part_1003
|
| gptkbp:dataCollected |
annually
|
| gptkbp:dataReported |
lien status
loan amount loan application data loan type property location rate spread HOEPA status action taken applicant demographic information denial reasons loan origination data loan purchase data pre-approval requests |
| gptkbp:dataSubmissionDeadline |
March 1 of the year following the calendar year covered by the data
|
| gptkbp:enforcedBy |
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Reserve_Board |
| gptkbp:excludes |
certain business-purpose loans
certain small-volume lenders |
| https://www.w3.org/2000/01/rdf-schema#label |
Regulation C
|
| gptkbp:implementedIn |
gptkb:Home_Mortgage_Disclosure_Act
|
| gptkbp:penaltiesForNoncompliance |
civil money penalties
regulatory enforcement actions |
| gptkbp:publicData |
HMDA data
|
| gptkbp:purpose |
to provide public loan data that can be used to assist in determining whether financial institutions are serving the housing needs of their communities
to help public officials distribute public-sector investment to assist in identifying possible discriminatory lending patterns |
| gptkbp:relatedTo |
gptkb:Equal_Credit_Opportunity_Act
gptkb:Home_Mortgage_Disclosure_Act gptkb:Regulation_B |
| gptkbp:requires |
financial institutions to collect and report mortgage data
annual reporting of mortgage data data submission to CFPB public disclosure of certain data |
| gptkbp:startDate |
1975
|
| gptkbp:website |
https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1003/
|
| gptkbp:bfsParent |
gptkb:Home_Mortgage_Disclosure_Act
|
| gptkbp:bfsLayer |
6
|