Home Mortgage Disclosure Act

URI: https://gptkb.org/entity/Home_Mortgage_Disclosure_Act

GPTKB entity

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Statements (41)

Predicate	Object
gptkbp:instanceOf	gptkb:United_States_federal_law
gptkbp:abbreviation	gptkb:HMDA
gptkbp:administeredBy	gptkb:Consumer_Financial_Protection_Bureau gptkb:Federal_Financial_Institutions_Examination_Council
gptkbp:amendedBy	gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act gptkb:Financial_Institutions_Reform,_Recovery,_and_Enforcement_Act_of_1989
gptkbp:appliesTo	depository institutions non-depository mortgage lenders
gptkbp:codifiedIn	gptkb:12_U.S.C._§§_2801–2810
gptkbp:dataCollected	gptkb:interest_rate applicant ethnicity applicant income applicant race applicant sex borrower demographics lien status loan amount loan application data loan approval data loan denial data loan purpose loan type property location rate spread
gptkbp:dataReportedTo	gptkb:Federal_Financial_Institutions_Examination_Council public
gptkbp:dateEnacted	1975
gptkbp:enactedBy	gptkb:United_States_Congress
gptkbp:penalty	civil monetary penalties
gptkbp:publicDataAvailability	loan-level data published annually
gptkbp:purpose	prevent discriminatory lending practices promote transparency in mortgage lending
gptkbp:regulates	gptkb:Regulation_C
gptkbp:relatedTo	gptkb:Equal_Credit_Opportunity_Act gptkb:Fair_Housing_Act gptkb:Community_Reinvestment_Act
gptkbp:requires	financial institutions to disclose mortgage data
gptkbp:website	https://www.consumerfinance.gov/data-research/hmda/
gptkbp:bfsParent	gptkb:Consumer_Financial_Protection_Bureau
gptkbp:bfsLayer	5
https://www.w3.org/2000/01/rdf-schema#label	Home Mortgage Disclosure Act