Real Estate Settlement Procedures Act of 1974
GPTKB entity
Statements (56)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:United_States_federal_law
|
| gptkbp:bfsLayer |
5
|
| gptkbp:bfsParent |
gptkb:Real_Estate_Settlement_Procedures_Act
|
| gptkbp:addresses |
settlement service providers
|
| gptkbp:aims_to |
consumers in real estate transactions
|
| gptkbp:amended_by |
gptkb:Real_Estate_Settlement_Procedures_Act_Amendments_of_1992
gptkb:Housing_and_Urban_Development_Act_of_1980 |
| gptkbp:applies_to |
federally related mortgage loans
|
| gptkbp:appointed_by |
gptkb:City_Council
|
| gptkbp:effective_date |
January 1, 1975
|
| gptkbp:enacted_by |
gptkb:legislation
|
| gptkbp:enforces |
gptkb:Consumer_Financial_Protection_Bureau
|
| gptkbp:established |
Good Faith Estimate
|
| gptkbp:examines |
legal reviews
|
| gptkbp:has_impact_on |
mortgage lending practices
|
| https://www.w3.org/2000/01/rdf-schema#label |
Real Estate Settlement Procedures Act of 1974
|
| gptkbp:influenced_by |
Housing and Urban Development policies
|
| gptkbp:is_analyzed_in |
financial studies
|
| gptkbp:is_associated_with |
mortgage disclosure requirements
|
| gptkbp:is_cited_in |
real estate law cases
|
| gptkbp:is_connected_to |
real estate financing options
|
| gptkbp:is_considered_as |
landmark legislation
consumer protection legislation |
| gptkbp:is_criticized_for |
complexity of regulations
|
| gptkbp:is_designed_to |
reduce settlement costs
protect consumers from fraud |
| gptkbp:is_discussed_in |
policy debates
real estate seminars |
| gptkbp:is_evaluated_by |
legal scholars
government audits |
| gptkbp:is_implemented_in |
regulatory guidelines
|
| gptkbp:is_influenced_by |
market conditions
|
| gptkbp:is_linked_to |
housing affordability issues
|
| gptkbp:is_opposed_by |
some real estate professionals
|
| gptkbp:is_part_of |
consumer financial protection framework
U. S. federal housing policy U. S. housing finance system |
| gptkbp:is_recognized_by |
real estate professionals
|
| gptkbp:is_referenced_in |
real estate contracts
real estate textbooks |
| gptkbp:is_related_to |
real estate market trends
real estate closing process |
| gptkbp:is_studied_in |
gptkb:academic_research
|
| gptkbp:is_subject_to |
federal regulations
|
| gptkbp:is_supported_by |
consumer advocacy groups
|
| gptkbp:mandates |
certain information be provided to consumers
|
| gptkbp:promotes |
transparency in real estate transactions
|
| gptkbp:provides |
prohibitions against kickbacks
prohibitions against unearned fees |
| gptkbp:regulates |
real estate settlement practices
|
| gptkbp:related_to |
gptkb:Truth_in_Lending_Act
|
| gptkbp:requires |
HUD-1 Settlement Statement
disclosure of settlement costs timely delivery of disclosures written disclosures to borrowers |
| gptkbp:updates |
subsequent legislation
|