Statements (55)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:legislation
|
| gptkbp:bfsLayer |
4
|
| gptkbp:bfsParent |
gptkb:Citi_Financial_UK
|
| gptkbp:affects |
credit cards
personal loans payday loans store cards |
| gptkbp:aims_to |
vulnerable consumers
|
| gptkbp:amended_by |
gptkb:Consumer_Credit_(Amendment)_Regulations_2014
gptkb:Consumer_Credit_Act_2006 |
| gptkbp:applies_to |
creditors
borrowers |
| gptkbp:effective_date |
gptkb:1974
|
| gptkbp:enacted_by |
gptkb:government_agency
|
| gptkbp:enforces |
gptkb:Financial_Conduct_Authority
|
| gptkbp:established |
rights for consumers
|
| gptkbp:has_impact_on |
credit market practices
|
| https://www.w3.org/2000/01/rdf-schema#label |
Consumer Credit Act
|
| gptkbp:includes |
cooling-off periods
provisions for unfair practices regulations on advertising credit products |
| gptkbp:is_challenged_by |
lenders
credit industry representatives |
| gptkbp:is_cited_in |
gptkb:legal_case
financial regulations discussions |
| gptkbp:is_criticized_for |
complexity of regulations
lack of enforcement in some areas |
| gptkbp:is_discussed_in |
financial literacy programs
policy debates |
| gptkbp:is_evaluated_by |
academic studies
regulatory impact assessments |
| gptkbp:is_implemented_in |
regulations and guidelines
|
| gptkbp:is_influenced_by |
consumer behavior trends
European Union directives |
| gptkbp:is_part_of |
UK law
consumer protection laws UK consumer law framework UK financial regulation framework |
| gptkbp:is_referenced_in |
financial education materials
|
| gptkbp:is_related_to |
gptkb:Banking_Act_2009
gptkb:Financial_Services_and_Markets_Act_2000 gptkb:Consumer_Rights_Act_2015 |
| gptkbp:is_reviewed_by |
government bodies
|
| gptkbp:is_subject_to |
public consultations
judicial review |
| gptkbp:is_supported_by |
consumer advocacy groups
financial consumer protection organizations |
| gptkbp:mandates |
responsible lending practices
|
| gptkbp:provides |
consumer protection
dispute resolution mechanisms |
| gptkbp:regulates |
consumer credit agreements
|
| gptkbp:requires |
creditors to provide annual statements
clear information about credit terms credit agreements to be in writing creditors to be licensed |