Statements (61)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:legislation
|
| gptkbp:bfsLayer |
5
|
| gptkbp:bfsParent |
gptkb:Consumer_Rights_Act_2015
|
| gptkbp:amended_by |
gptkb:Consumer_Credit_(Amendment)_Regulations_2014
gptkb:Consumer_Credit_Act_2006 gptkb:Consumer_Credit_(Amendment)_Regulations_2018 |
| gptkbp:applies_to |
credit cards
consumers personal loans creditors hire purchase agreements |
| gptkbp:effective_date |
1974-05-01
|
| gptkbp:enacted_by |
gptkb:government_agency
|
| gptkbp:enforces |
gptkb:Financial_Conduct_Authority
|
| gptkbp:established |
responsibilities for lenders
right to withdraw from credit agreements |
| https://www.w3.org/2000/01/rdf-schema#label |
Consumer Credit Act 1974
|
| gptkbp:includes |
provisions for unfair practices
provisions for credit broking |
| gptkbp:is_analyzed_in |
economic studies
|
| gptkbp:is_associated_with |
credit scoring systems
financial inclusion efforts |
| gptkbp:is_cited_in |
gptkb:legal_case
|
| gptkbp:is_considered |
landmark legislation
a model for other countries |
| gptkbp:is_criticized_for |
complexity of regulations
lack of clarity in some areas |
| gptkbp:is_discussed_in |
gptkb:academic_research
gptkb:academic_journal |
| gptkbp:is_evaluated_by |
financial analysts
consumer advocacy groups |
| gptkbp:is_implemented_in |
regulatory guidelines
Consumer Credit Licensing |
| gptkbp:is_influenced_by |
economic conditions
consumer behavior trends |
| gptkbp:is_linked_to |
credit counseling services
debt management practices |
| gptkbp:is_opposed_by |
some financial institutions
|
| gptkbp:is_part_of |
UK consumer law
financial regulation framework UK financial legislation history |
| gptkbp:is_promoted_by |
consumer rights organizations
|
| gptkbp:is_protected_by |
vulnerable consumers
|
| gptkbp:is_referenced_in |
policy discussions
government reports |
| gptkbp:is_related_to |
gptkb:Financial_Services_and_Markets_Act_2000
gptkb:Consumer_Rights_Act_2015 |
| gptkbp:is_reviewed_by |
Parliamentary committees
|
| gptkbp:is_subject_to |
gptkb:public_opinion
legal challenges European Union regulations |
| gptkbp:is_supported_by |
financial literacy programs
financial education initiatives |
| gptkbp:provides |
consumer protection
dispute resolution mechanisms regulation of advertising for credit |
| gptkbp:regulates |
consumer credit agreements
|
| gptkbp:requires |
credit agreements to be in writing
creditors to be licensed affordability assessments for loans clear information on credit terms |