Consumer Credit (Disclosure of Information) Regulations 2010
GPTKB entity
Statements (57)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:municipality
|
| gptkbp:bfsLayer |
6
|
| gptkbp:bfsParent |
gptkb:Consumer_Credit_(Amendment)_Regulations_2014
|
| gptkbp:aims_to |
protect consumers
|
| gptkbp:amended_by |
gptkb:Consumer_Credit_Act_1974
|
| gptkbp:applies_to |
credit cards
personal loans store cards hire purchase agreements consumer credit agreements conditional sale agreements |
| gptkbp:enacted_by |
gptkb:UK_Parliament
|
| gptkbp:enforces |
gptkb:Financial_Conduct_Authority
|
| https://www.w3.org/2000/01/rdf-schema#label |
Consumer Credit (Disclosure of Information) Regulations 2010
|
| gptkbp:includes |
information on fees and charges
standardized information formats |
| gptkbp:is_cited_in |
gptkb:legal_case
|
| gptkbp:is_criticized_for |
lack of enforcement in some cases
complexity of language insufficient consumer awareness |
| gptkbp:is_designed_to |
enhance consumer understanding
|
| gptkbp:is_discussed_in |
parliamentary debates
legal workshops financial seminars |
| gptkbp:is_effective_against |
1 February 2011
|
| gptkbp:is_evaluated_by |
gptkb:academic_research
regulatory assessments |
| gptkbp:is_implemented_in |
credit institutions
|
| gptkbp:is_influenced_by |
consumer feedback
market practices EU directives on consumer credit |
| gptkbp:is_part_of |
financial consumer protection initiatives
European Union consumer law UK financial regulation framework UK consumer protection law UK regulatory landscape |
| gptkbp:is_referenced_in |
financial literature
financial compliance guidelines |
| gptkbp:is_related_to |
gptkb:Financial_Services_and_Markets_Act_2000
gptkb:Consumer_Rights_Act_2015 Consumer Credit (Amendment) Regulations 2011 Consumer Credit (Licensing) Regulations 2010 Consumer Credit (Disclosure of Information) Regulations 2014 Consumer Credit (Disclosure of Information) Regulations 2018 |
| gptkbp:is_reviewed_by |
legal experts
|
| gptkbp:is_subject_to |
public consultations
amendments over time review by regulatory bodies |
| gptkbp:is_supported_by |
financial literacy programs
consumer advocacy groups financial education initiatives |
| gptkbp:mandates |
pre-contractual information
|
| gptkbp:oversees |
credit providers
|
| gptkbp:provides |
transparency in credit agreements
|
| gptkbp:requires |
annual percentage rate disclosure
clear information disclosure information on repayment terms |