Statements (53)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:United_States_federal_law
|
| gptkbp:administeredBy |
gptkb:Consumer_Financial_Protection_Bureau
|
| gptkbp:amendedBy |
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
|
| gptkbp:appliesTo |
credit cards
consumer credit mortgage loans closed-end credit open-end credit home equity lines of credit certain student loans |
| gptkbp:codifiedIn |
12 CFR 1026
|
| gptkbp:contains |
Ability-to-Repay rule
Advertising requirements Appraisal requirements Closing Disclosure requirements Credit card rules Escrow requirements Loan Estimate requirements Loan originator compensation rules Periodic statement requirements Qualified Mortgage rule Servicing requirements Home Ownership and Equity Protection Act provisions |
| gptkbp:dateEnacted |
1969
|
| gptkbp:enforcedBy |
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Trade_Commission federal banking agencies |
| gptkbp:excludes |
commercial credit
business credit |
| https://www.w3.org/2000/01/rdf-schema#label |
Regulation Z (12 CFR 1026)
|
| gptkbp:partOf |
gptkb:Truth_in_Lending_Act
|
| gptkbp:previouslyCodifiedAt |
12 CFR 226
|
| gptkbp:purpose |
promote informed use of consumer credit
|
| gptkbp:requires |
disclosure of credit terms
right of rescission for certain loans annual percentage rate disclosure disclosure of prepayment penalties finance charge disclosure total of payments disclosure disclosure of insurance requirements payment schedule disclosure disclosure of grace periods disclosure of balance computation methods disclosure of creditor’s identity disclosure of late payment penalties disclosure of minimum payment warnings disclosure of payment due dates disclosure of security interests disclosure of total sale price in credit sales disclosure of variable rate features late fee disclosure |
| gptkbp:bfsParent |
gptkb:HOEPA
|
| gptkbp:bfsLayer |
7
|