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gptkbp:instanceOf
|
gptkb:United_States_federal_law
|
|
gptkbp:amendedBy
|
gptkb:Truth_in_Lending_Act
|
|
gptkbp:appliesTo
|
Consumers
Credit card issuers
|
|
gptkbp:billColor
|
gptkb:H.R._627
|
|
gptkbp:codifiedIn
|
gptkb:15_U.S.C._§_1601_et_seq.
|
|
gptkbp:enactedBy
|
gptkb:111th_United_States_Congress
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
Public Law 111-22
|
|
gptkbp:officialName
|
The Credit Card Accountability Responsibility and Disclosure Act of 2009
|
|
gptkbp:primarySubject
|
Banking regulation
Consumer protection
Credit cards
|
|
gptkbp:prohibits
|
Arbitrary interest rate increases
Double-cycle billing
|
|
gptkbp:publicLawNumber
|
111-22
|
|
gptkbp:purpose
|
To establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan
|
|
gptkbp:requires
|
45 days notice before interest rate increases
Clear disclosures of terms and conditions
Minimum payment warnings
|
|
gptkbp:shortName
|
gptkb:Credit_CARD_Act_of_2009
|
|
gptkbp:signedBy
|
gptkb:Barack_Obama
May 22, 2009
|
|
gptkbp:sponsor
|
Rep. Carolyn B. Maloney
|
|
gptkbp:status
|
Enacted
|
|
gptkbp:bfsParent
|
gptkb:Helping_Families_Save_Their_Homes_Act_of_2009
|
|
gptkbp:bfsLayer
|
7
|