Statements (59)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:Bank
|
| gptkbp:acquisition |
acquired_by_Prosper_Marketplace,_Inc.
|
| gptkbp:application |
online
|
| gptkbp:businessModel |
disruptive innovation in lending
|
| gptkbp:community_impact |
supports local economies
|
| gptkbp:competitors |
competes with other P2P platforms
growing popularity of P2P lending |
| gptkbp:culturalHeritage |
allows for portfolio diversification
|
| gptkbp:customerService |
available via phone and email
|
| gptkbp:enrollment |
diverse user base
|
| gptkbp:feedback |
high satisfaction ratings
incorporates user suggestions for improvement |
| gptkbp:financial_aid |
3 to 5 years
aims to provide access to credit |
| gptkbp:financialPerformance |
varies based on loan performance
|
| gptkbp:financials |
provides resources for investors
utilizes fintech solutions $2,000 to $40,000 expanding range of offerings offers resources and tools |
| gptkbp:founded |
2005
|
| gptkbp:founder |
gptkb:Chris_Larsen
|
| gptkbp:funding |
crowdfunding
typically funded within 1-2 days |
| gptkbp:grades |
A to E
|
| gptkbp:hasExperienceIn |
rated positively by users
|
| gptkbp:hasRelatedPatent |
available_for_iOS_and_Android
|
| gptkbp:headquarters |
gptkb:San_Francisco,_California
|
| https://www.w3.org/2000/01/rdf-schema#label |
Prosper Marketplace
|
| gptkbp:industry |
Financial_Services
|
| gptkbp:interests |
5.99% to 35.99%
|
| gptkbp:market |
one of the largest P2P lending platforms
|
| gptkbp:operates_in |
gptkb:United_States
|
| gptkbp:partnerships |
various financial institutions
collaborates with credit unions |
| gptkbp:performance |
monitored regularly
|
| gptkbp:rateOfFire |
varies by credit grade
|
| gptkbp:rating |
uses proprietary algorithms
|
| gptkbp:regulatoryBody |
gptkb:Consumer_Financial_Protection_Bureau
|
| gptkbp:reportsTo |
reports to major credit bureaus
|
| gptkbp:requires |
credit score
income verification minimum investment credit profile review |
| gptkbp:resources |
follows strict lending guidelines
|
| gptkbp:revenue |
service fees
origination fees |
| gptkbp:riskManagement |
conducts thorough risk evaluations
|
| gptkbp:scholarships |
varies by borrower
|
| gptkbp:services |
personal loans
debt consolidation loans business loans home improvement loans medical loans |
| gptkbp:social_responsibility |
engages in community initiatives
|
| gptkbp:type |
Marketplace
|
| gptkbp:userBase |
over 100,000 investors
over 1 million borrowers |
| gptkbp:website |
www.prosper.com
|