Statements (63)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:tree
|
| gptkbp:borrower_fees |
Origination Fee
|
| gptkbp:business_model |
Marketplace Lending
|
| gptkbp:community_engagement |
Investor and borrower forums
|
| gptkbp:competitors |
gptkb:Lending_Club
gptkb:So_Fi Upstart |
| gptkbp:customer_support |
Online and phone support
|
| gptkbp:demographics |
Diverse borrower profiles
|
| gptkbp:economic_development |
Increased loan origination volume
|
| gptkbp:effective_date |
Online application
|
| gptkbp:financial_aid |
3 to 5 years
Business Expenses Personal Expenses Education Expenses Wedding Expenses Vacation Expenses |
| gptkbp:financial_products |
Offers various loan types
|
| gptkbp:financials |
Aims to provide access to credit
Offers resources and tools Promotes financial education resources |
| gptkbp:founded |
gptkb:2005
|
| gptkbp:founder |
gptkb:Chris_Larsen
|
| gptkbp:funding |
Individual investors
1 to 5 days Funded by multiple investors |
| gptkbp:headquarters |
gptkb:San_Francisco,_California
|
| https://www.w3.org/2000/01/rdf-schema#label |
Prosper Marketplace
|
| gptkbp:interest_rate_range |
5.99% to 35.99%
|
| gptkbp:investment |
$25
Risk of borrower default |
| gptkbp:investment_strategy |
Potential for high returns for investors
|
| gptkbp:investor_fees |
Service Fee
|
| gptkbp:is_designed_to |
Approximately 5%
|
| gptkbp:loan_amount_range |
$2,000 to $40,000
|
| gptkbp:market_position |
Leading P2 P lending platform
|
| gptkbp:marketing_strategy |
Focus on personal loans
|
| gptkbp:mobile_app |
Available for i OS and Android
|
| gptkbp:operates_in |
gptkb:United_States
|
| gptkbp:parent_company |
gptkb:Prosper_Marketplace,_Inc.
|
| gptkbp:partnerships |
Various financial institutions
Collaborates with credit unions |
| gptkbp:rating |
640 or higher
Uses credit scores and income verification |
| gptkbp:regulatory_compliance |
gptkb:SEC
Complies with state and federal laws |
| gptkbp:revenue |
Interest on loans
|
| gptkbp:security |
Uses encryption and security protocols
|
| gptkbp:services |
Personal Loans
Small Business Loans Home Improvement Loans Debt Consolidation Loans Medical Loans |
| gptkbp:social_responsibility |
Promotes responsible lending
|
| gptkbp:trends |
Expanding in the fintech sector
|
| gptkbp:type |
Peer-to-Peer Lending
|
| gptkbp:user_base |
Over 1 million borrowers
Over 200,000 investors |
| gptkbp:user_experience |
User-friendly interface
|
| gptkbp:user_reviews |
Mixed reviews on trustworthiness
|
| gptkbp:website |
www.prosper.com
|
| gptkbp:bfsParent |
gptkb:Lending_Club_Corporation
|
| gptkbp:bfsLayer |
6
|