Statements (95)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:Company
gptkb:financial_services |
| gptkbp:acquisition |
gptkb:Radius_Bank
|
| gptkbp:application |
online
|
| gptkbp:average_loan_amount |
$15,000
|
| gptkbp:average_loan_term |
3 to 5 years
|
| gptkbp:borrower_fees |
varies by loan type
|
| gptkbp:business_model |
match borrowers with investors
marketplace lending |
| gptkbp:ceo |
gptkb:Scott_Sanborn
|
| gptkbp:community_involvement |
supports local initiatives
|
| gptkbp:competitors |
competes with other Fin Tech companies
|
| gptkbp:credit_score_impact |
may improve with timely payments
|
| gptkbp:currency |
varies by credit score
5.99% to 35.89% |
| gptkbp:customer_base |
over 3 million
over 3 million borrowers |
| gptkbp:customer_support |
online and phone support
|
| gptkbp:employees |
500+
approximately 1,000 |
| gptkbp:financial_aid |
3 to 5 years
secured loans fixed-rate loans unsecured loans variable-rate loans |
| gptkbp:financial_products |
credit cards
savings accounts debt consolidation loans investment accounts home improvement loans medical expenses loans vacation loans wedding loans |
| gptkbp:financial_reports |
publicly available
|
| gptkbp:financials |
offers resources
Fin Tech provides tools for borrowers. |
| gptkbp:founded |
gptkb:2006
|
| gptkbp:founded_by |
gptkb:Renaud_Laplanche
|
| gptkbp:founded_in |
gptkb:2006
|
| gptkbp:founder |
gptkb:Renaud_Laplanche
|
| gptkbp:funding |
gptkb:2014
quick funding |
| gptkbp:headcount |
1000+
|
| gptkbp:headquarters |
gptkb:California
gptkb:San_Francisco,_California |
| https://www.w3.org/2000/01/rdf-schema#label |
Lending Club
|
| gptkbp:industry |
gptkb:financial_services
|
| gptkbp:investment_strategy |
estimated 3% to 8% annual return
historically around 5-7% |
| gptkbp:investor_fees |
1% service fee
|
| gptkbp:investor_platform |
allows for portfolio diversification
|
| gptkbp:is_designed_to |
around 5%
varies by credit score around 5% (varies) |
| gptkbp:loan_amounts |
$1,000 to $40,000
|
| gptkbp:loan_origination |
$60 billion (2020)
$60 billion (2021) |
| gptkbp:loan_originations |
$60 billion (2021)
|
| gptkbp:loan_performance |
monitored regularly
|
| gptkbp:market |
gptkb:United_States
|
| gptkbp:market_cap |
$1.5 billion (2021)
|
| gptkbp:marketing_strategy |
focus on technology-driven solutions
|
| gptkbp:number_of_employees |
approximately 500
|
| gptkbp:partnership |
various financial institutions
various banks |
| gptkbp:partnerships |
gptkb:financial_institutions
technology companies investment firms various financial institutions credit unions with credit unions |
| gptkbp:rating |
minimum 600
uses proprietary algorithms |
| gptkbp:regulatory_body |
gptkb:SEC
|
| gptkbp:revenue |
$1.1 billion (2020)
|
| gptkbp:services |
credit cards
mortgage loans personal loans business loans auto refinancing |
| gptkbp:social_responsibility |
promotes responsible lending practices
|
| gptkbp:stock_exchange |
yes
|
| gptkbp:stock_symbol |
LC
|
| gptkbp:type |
peer-to-peer lending
|
| gptkbp:user_base |
institutional investors
individual investors lenders borrowers |
| gptkbp:user_reviews |
mixed reviews
|
| gptkbp:website |
www.lendingclub.com
|
| gptkbp:bfsParent |
gptkb:Citi
gptkb:Plaid gptkb:Master_Card |
| gptkbp:bfsLayer |
4
|