Credit Agency

GPTKB entity

Statements (30)
Predicate Object
gptkbp:instanceOf gptkb:organization
gptkbp:alsoKnownAs Credit Bureau
gptkbp:dataCollected Personal identification information
Credit utilization
Payment history
Public records
Credit inquiries
gptkbp:example gptkb:Equifax
gptkb:TransUnion
gptkb:Experian
gptkbp:function Collects credit information
Maintains credit records
Provides credit reports
https://www.w3.org/2000/01/rdf-schema#label Credit Agency
gptkbp:industry Financial services
gptkbp:location Worldwide
gptkbp:notableClient gptkb:Banks
gptkb:Credit_card_companies
gptkb:Landlords
Employers
Lenders
gptkbp:purpose Assess creditworthiness
Facilitate loan approvals
Reduce lending risk
Support financial decision-making
gptkbp:regulates gptkb:Fair_Credit_Reporting_Act_(FCRA)
gptkb:Consumer_Financial_Protection_Bureau_(CFPB)
Credit scores
gptkbp:bfsParent gptkb:Bank_Statement
gptkbp:bfsLayer 5