Statements (30)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:organization
|
| gptkbp:alsoKnownAs |
gptkb:Credit_Bureau
|
| gptkbp:dataCollected |
Personal identification information
Credit utilization Payment history Public records Credit inquiries |
| gptkbp:example |
gptkb:Equifax
gptkb:TransUnion gptkb:Experian |
| gptkbp:function |
Collects credit information
Maintains credit records Provides credit reports |
| gptkbp:industry |
Financial services
|
| gptkbp:location |
Worldwide
|
| gptkbp:notableClient |
gptkb:Banks
gptkb:Credit_card_companies gptkb:Landlords Employers Lenders |
| gptkbp:purpose |
Assess creditworthiness
Facilitate loan approvals Reduce lending risk Support financial decision-making |
| gptkbp:regulates |
gptkb:Fair_Credit_Reporting_Act_(FCRA)
gptkb:Consumer_Financial_Protection_Bureau_(CFPB) Credit scores |
| gptkbp:bfsParent |
gptkb:Bank_Statement
|
| gptkbp:bfsLayer |
7
|
| https://www.w3.org/2000/01/rdf-schema#label |
Credit Agency
|