Statements (48)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:organization
|
| gptkbp:alsoKnownAs |
Credit bureaus
|
| gptkbp:dataCollected |
Personal identification information
Public records Account information Credit history Credit inquiries |
| gptkbp:example |
gptkb:Equifax
gptkb:TransUnion gptkb:Experian |
| gptkbp:function |
Collect consumer credit information
Provide credit reports |
| gptkbp:historicalPeriod |
Originated in 19th century
|
| https://www.w3.org/2000/01/rdf-schema#label |
Consumer reporting agencies
|
| gptkbp:industry |
Financial services
Information services |
| gptkbp:location |
gptkb:United_States
|
| gptkbp:mayInclude |
Medical information
Insurance claims Check writing history Employment history Rental history |
| gptkbp:purpose |
Assess creditworthiness
Insurance underwriting Screen job applicants Tenant screening |
| gptkbp:regulates |
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Trade_Commission gptkb:Fair_Credit_Reporting_Act |
| gptkbp:requires |
Investigate disputes
Limit access to reports Maintain accuracy of information Notify consumers of adverse actions Provide consumer disclosures |
| gptkbp:rightOfConsumer |
Dispute inaccurate information
Place credit freeze Place fraud alert Request free annual credit report |
| gptkbp:subject |
Dispute resolution process
Consumer rights under FCRA |
| gptkbp:type |
Nationwide consumer reporting agency
Specialty consumer reporting agency |
| gptkbp:usedBy |
gptkb:Landlords
Insurance companies Employers Lenders |
| gptkbp:bfsParent |
gptkb:15_U.S.C._§_1681m(e)
|
| gptkbp:bfsLayer |
7
|