Statements (22)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
financial metric
|
| gptkbp:abbreviation |
gptkb:LTV
|
| gptkbp:affects |
interest rate
loan approval mortgage insurance requirement |
| gptkbp:calculationMethod |
(loan amount) / (appraised value of property) * 100
|
| gptkbp:expressedIn |
percentage
|
| gptkbp:higherValueIndicates |
higher risk for lender
|
| https://www.w3.org/2000/01/rdf-schema#label |
loan-to-value ratio
|
| gptkbp:importantFor |
lenders
home buyers real estate investors |
| gptkbp:lowerValueIndicates |
lower risk for lender
|
| gptkbp:measures |
ratio of loan amount to appraised value of asset
|
| gptkbp:regulates |
lending standards
|
| gptkbp:relatedTo |
combined loan-to-value ratio
debt-to-income ratio |
| gptkbp:usedIn |
banking
real estate mortgage lending |
| gptkbp:bfsParent |
gptkb:DSCR
|
| gptkbp:bfsLayer |
8
|