Properties (67)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
credit scoring system
|
| gptkbp:aimsTo |
promote trust in transactions
|
| gptkbp:developedBy |
gptkb:Ant_Financial
|
| gptkbp:hasAppearedIn |
credit reports
|
| gptkbp:hasImpactOn |
consumer behavior
|
| gptkbp:hasPart |
Zhima Score
|
| https://www.w3.org/2000/01/rdf-schema#label |
Zhima Credit
|
| gptkbp:influences |
loan approvals
|
| gptkbp:isAccessibleBy |
Alipay_app
|
| gptkbp:isAssociatedWith |
financial inclusion
data privacy issues |
| gptkbp:isBasedOn |
social interactions
payment behavior big data analysis |
| gptkbp:isChallengedBy |
traditional credit systems
|
| gptkbp:isConnectedTo |
identity verification
consumer finance financial technology advancements |
| gptkbp:isConsidered |
alternative credit scoring
|
| gptkbp:isCriticizedFor |
privacy concerns
lack of transparency algorithmic bias |
| gptkbp:isEnhancedBy |
machine learning
|
| gptkbp:isEvaluatedBy |
user data
user profiles credit scoring models transaction records credit algorithms |
| gptkbp:isInfluencedBy |
user engagement
user feedback economic conditions payment history |
| gptkbp:isIntegratedWith |
financial services
e-commerce platforms |
| gptkbp:isLinkedTo |
financial literacy initiatives
credit products rewards programs social credit system |
| gptkbp:isPartOf |
gptkb:Ant_Group
digital finance Alipay ecosystem digital credit ecosystem fintech_innovations |
| gptkbp:isPromotedBy |
social media campaigns
Ant_Financial_marketing |
| gptkbp:isPromotedThrough |
advertising campaigns
partnerships |
| gptkbp:isRegulatedBy |
gptkb:People's_Bank_of_China
|
| gptkbp:isSimilarTo |
FICO score
|
| gptkbp:isSubjectTo |
user consent
|
| gptkbp:isSupportedBy |
government policies
data analytics tools |
| gptkbp:isUsedBy |
financial institutions
determine eligibility |
| gptkbp:isUsedFor |
credit risk management
renting services |
| gptkbp:isUsedIn |
loan applications
|
| gptkbp:isUtilizedFor |
risk assessment
online lenders businesses for credit checks |
| gptkbp:launched |
2015
|
| gptkbp:offersServices |
credit assessment
|
| gptkbp:operatesIn |
gptkb:China
|
| gptkbp:provides |
user behavior
creditworthiness 350 to 950 |
| gptkbp:providesSupportFor |
high scorers
|