Statements (59)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:financial_assistance
|
| gptkbp:administered_by |
gptkb:U._S._Department_of_Education
|
| gptkbp:application |
Complete FAFSA and loan application
|
| gptkbp:borrower_responsibility |
Interest payments during school
|
| gptkbp:consequences |
Negative impact on credit score
|
| gptkbp:cumulative_loan_limit |
$138,500 for graduate or professional students
$31,000 for dependent undergraduates $57,500 for independent undergraduates |
| gptkbp:disbursement_frequency |
At least once per academic year
|
| gptkbp:eligibility |
Based on FAFSA application
|
| gptkbp:financial_aid |
Directly to the school
Can be done online or by mail Dependent students: $5,500 to $7,500 per year Independent students: $9,500 to $12,500 per year Managed by various loan servicers May affect eligibility for other aid Right to receive information about the loan |
| gptkbp:forbearance_options |
Available under certain conditions
|
| gptkbp:funding |
No requirement for financial need
|
| https://www.w3.org/2000/01/rdf-schema#label |
Unsubsidized Stafford Loans
|
| gptkbp:interest_rate_adjustment |
May change annually based on market conditions
|
| gptkbp:investment |
Starts immediately after disbursement
|
| gptkbp:loan_application_deadline |
Varies by school and academic year
|
| gptkbp:loan_borrower_education |
Required for first-time borrowers
|
| gptkbp:loan_borrower_obligations |
Must repay the loan with interest
|
| gptkbp:loan_borrower_support |
Available through loan servicers
|
| gptkbp:loan_cancellation |
Not available except in specific circumstances
|
| gptkbp:loan_consolidation |
Possible with other federal loans
|
| gptkbp:loan_default_rate |
Monitored by the U. S. Department of Education
|
| gptkbp:loan_discharge |
Possible in cases of total and permanent disability
|
| gptkbp:loan_eligibility_criteria |
Must be a U. S. citizen or eligible non-citizen
|
| gptkbp:loan_eligibility_for_graduate_students |
Available regardless of financial need
|
| gptkbp:loan_fees |
May include origination fees
|
| gptkbp:loan_grace_period |
6 months after leaving school
|
| gptkbp:loan_impact_on_credit |
Reported to credit bureaus
|
| gptkbp:loan_impact_on_future_borrowing |
May affect future loan eligibility
|
| gptkbp:loan_impact_on_tax |
Interest may be tax-deductible
|
| gptkbp:loan_interest_capitalization |
Occurs when payments are not made
|
| gptkbp:loan_interest_rate |
Fixed rate set by Congress
|
| gptkbp:loan_interest_rate_cap |
Set by federal law
|
| gptkbp:loan_interest_rate_disclosure |
Provided at loan disbursement
|
| gptkbp:loan_interest_rate_history |
Rates have varied over the years
|
| gptkbp:loan_interest_rate_type |
Fixed interest rate
|
| gptkbp:loan_limit_increase |
Possible with additional years of study
|
| gptkbp:loan_payment_assistance |
Available through various programs
|
| gptkbp:loan_payment_history |
Can be reviewed by borrowers online
|
| gptkbp:loan_payment_options |
Monthly, bi-weekly, or other arrangements
|
| gptkbp:loan_payment_plan_options |
Standard, Extended, Income-Based
|
| gptkbp:loan_renewal |
Reapply each academic year
|
| gptkbp:loan_repayment_assistance |
May be offered by employers or states
|
| gptkbp:loan_repayment_start |
After the grace period ends
|
| gptkbp:loan_servicer |
Assigned by the U. S. Department of Education
|
| gptkbp:loan_transfer |
Can be transferred to another servicer
|
| gptkbp:loan_type |
gptkb:Federal_Direct_Loan
|
| gptkbp:payment_methods |
Standard, Graduated, Income-Driven
6 months after graduation or dropping below half-time enrollment |
| gptkbp:throws |
Available under certain conditions
|
| gptkbp:bfsParent |
gptkb:Federal_Family_Education_Loan_Program
|
| gptkbp:bfsLayer |
4
|