Statements (52)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:charity
|
| gptkbp:bfsLayer |
3
|
| gptkbp:bfsParent |
gptkb:Federal_Family_Education_Loan_Program
|
| gptkbp:application |
gptkb:FAFSA
|
| gptkbp:appointed_by |
gptkb:U._S._Department_of_Education
|
| gptkbp:benefits |
lower interest rates than private loans
|
| gptkbp:cancellation_reason |
not eligible for loan forgiveness programs
|
| gptkbp:closing_date |
varies by academic year
|
| gptkbp:consequences |
damage to credit score
|
| gptkbp:convicted_of |
may be discharged in cases of total disability
not eligible for public service loan forgiveness |
| gptkbp:denomination |
6 months after graduation
|
| gptkbp:disbandment_date |
typically disbursed twice a year
|
| gptkbp:economic_impact |
reported to credit bureaus
considered in financial aid package contributes to overall student debt |
| gptkbp:effective_date |
annual application required
|
| gptkbp:financial_products |
borrowers encouraged to understand terms
|
| gptkbp:growth_rate |
fixed for the life of the loan
|
| https://www.w3.org/2000/01/rdf-schema#label |
Subsidized Stafford Loans
|
| gptkbp:in-game_currency |
fixed rate
|
| gptkbp:investment |
does not accrue while in school
interest is subsidized during deferment periods |
| gptkbp:market_cap |
set by federal law
|
| gptkbp:modifications |
can be adjusted based on enrollment status
|
| gptkbp:organizes |
can be consolidated with other federal loans
|
| gptkbp:payment_methods |
various options available
no credit check required after graduation available for certain professions includes income-driven repayment plans various repayment plans available |
| gptkbp:receives_funding_from |
gptkb:government_agency
based on FAFSA results |
| gptkbp:scholarships |
various private companies
directly to the school varies by year in school dependent students independent students requires proof of income can be deferred under certain conditions 10 years standard repayment borrowers have rights under federal law managed by federal loan servicers managed by school’s financial aid office |
| gptkbp:sponsor |
government pays interest while in school
|
| gptkbp:student_enrollment |
undergraduate students
demonstrated financial need |
| gptkbp:supports |
available through federal resources
|
| gptkbp:throws |
available during economic hardship
|
| gptkbp:transfer_fee |
can be transferred to another school
|
| gptkbp:type_of |
need-based loan
|