|
gptkbp:instanceOf
|
gptkb:bank
gptkb:financial_services_company
|
|
gptkbp:canAcceptDeposits
|
Yes
|
|
gptkbp:canBe
|
Debit cards
ATM cards
|
|
gptkbp:canLend
|
Yes
|
|
gptkbp:cannotEngageIn
|
Foreign exchange business (without RBI approval)
Large corporate lending
Non-banking financial services
Para-banking activities
|
|
gptkbp:cannotSetUp
|
Subsidiaries to undertake non-banking financial services
|
|
gptkbp:convertedTo
|
Universal bank (after 5 years, subject to RBI approval)
|
|
gptkbp:establishedIn
|
2016
|
|
gptkbp:example
|
gptkb:AU_Small_Finance_Bank
gptkb:Capital_Small_Finance_Bank
gptkb:Equitas_Small_Finance_Bank
gptkb:Fincare_Small_Finance_Bank
gptkb:Suryoday_Small_Finance_Bank
gptkb:Utkarsh_Small_Finance_Bank
gptkb:ESAF_Small_Finance_Bank
gptkb:Jana_Small_Finance_Bank
gptkb:Ujjivan_Small_Finance_Bank
gptkb:North_East_Small_Finance_Bank
|
|
gptkbp:focusArea
|
Agriculture
Low-income households
Small business units
Unorganized sector entities
Micro, small and medium enterprises
Migrant labour workforce
|
|
gptkbp:governedBy
|
gptkb:Reserve_Bank_of_India_Act,_1934
gptkb:Banking_Regulation_Act,_1949
|
|
gptkbp:headquartersLocation
|
gptkb:India
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
Small finance banks
|
|
gptkbp:license
|
Banking license
|
|
gptkbp:listingRequirement
|
Mandatory within 3 years if net worth exceeds Rs. 500 crore
|
|
gptkbp:minimumPaidUpCapital
|
Rs. 200 crore
|
|
gptkbp:operatesIn
|
gptkb:India
|
|
gptkbp:prioritySectorLendingRequirement
|
75% of Adjusted Net Bank Credit
|
|
gptkbp:provides
|
Savings accounts
Fixed deposits
Mobile banking
Microloans
Internet banking
Current accounts
Basic banking services
Recurring deposits
|
|
gptkbp:purpose
|
Financial inclusion
|
|
gptkbp:regulates
|
gptkb:Reserve_Bank_of_India
|
|
gptkbp:targetAudience
|
Unserved and underserved sections
|
|
gptkbp:bfsParent
|
gptkb:Deposit_Insurance_and_Credit_Guarantee_Corporation
|
|
gptkbp:bfsLayer
|
6
|