|
gptkbp:instanceOf
|
gptkb:Savings_bond
|
|
gptkbp:availableOn
|
gptkb:TreasuryDirect.gov
with IRS tax refund
|
|
gptkbp:award
|
for 30 years or until redeemed
|
|
gptkbp:awardedFor
|
yes
|
|
gptkbp:canBeCoOwned
|
yes
|
|
gptkbp:canBeRegisteredToTrust
|
yes
|
|
gptkbp:canBeReissued
|
yes (under certain conditions)
|
|
gptkbp:canBeUsedForEducationTaxExclusion
|
yes
|
|
gptkbp:country
|
gptkb:United_States
|
|
gptkbp:defaultRisk
|
none (U.S. government backed)
|
|
gptkbp:denomination
|
$25 and above
|
|
gptkbp:earlyRedemptionPenalty
|
forfeit last 3 months interest if redeemed before 5 years
|
|
gptkbp:electronicBondAvailability
|
via TreasuryDirect
|
|
gptkbp:hasModel
|
unique per bond
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
Series I Savings Bonds
|
|
gptkbp:inflationIndex
|
gptkb:Consumer_Price_Index_for_All_Urban_Consumers_(CPI-U)
|
|
gptkbp:inflationProtection
|
yes
|
|
gptkbp:inheritance
|
yes
|
|
gptkbp:interestCompounding
|
monthly
|
|
gptkbp:interestCrediting
|
semiannually
|
|
gptkbp:interestRateFormula
|
fixed rate + inflation rate
|
|
gptkbp:interestRateUpdateFrequency
|
every 6 months
|
|
gptkbp:introducedIn
|
1998
|
|
gptkbp:issuedBy
|
gptkb:United_States_Department_of_the_Treasury
|
|
gptkbp:mainInterest
|
variable
fixed
combination of fixed and inflation rate
|
|
gptkbp:marketability
|
non-marketable
|
|
gptkbp:maturation
|
30 years
|
|
gptkbp:minimumHoldingPeriod
|
1 year
|
|
gptkbp:ownershipLimit
|
$5,000 per Social Security Number per year (paper)
$10,000 per Social Security Number per year (electronic)
|
|
gptkbp:paperBondAvailability
|
only via tax refund
|
|
gptkbp:purchaseLimit
|
$10,000 per person per year (electronic)
$5,000 per person per year (paper, with tax refund)
|
|
gptkbp:purpose
|
protect against inflation
encourage personal savings
|
|
gptkbp:redemptionLocation
|
TreasuryDirect (electronic bonds)
financial institutions (paper bonds)
|
|
gptkbp:riskFactor
|
low
|
|
gptkbp:supportedBy
|
full faith and credit of the U.S. government
|
|
gptkbp:targetAudience
|
individual investors
|
|
gptkbp:taxStatus
|
federal income tax
exempt from state and local taxes
|
|
gptkbp:transferability
|
non-transferable
|
|
gptkbp:valuation
|
purchased at face value
|
|
gptkbp:website
|
https://www.treasurydirect.gov/savings-bonds/i-bonds/
|
|
gptkbp:bfsParent
|
gptkb:TreasuryDirect
|
|
gptkbp:bfsLayer
|
5
|