Statements (53)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
gptkb:United_States_federal_law
|
| gptkbp:amendedBy |
gptkb:CFPB_Prepaid_Rule
|
| gptkbp:appliesTo |
financial institutions
consumers gift cards prepaid cards digital wallets payroll cards electronic benefit transfer cards flexible spending account cards government benefit cards health savings account cards mobile payment services person-to-person payment services remittance transfers student financial aid disbursement cards |
| gptkbp:codifiedIn |
gptkb:12_CFR_Part_1005
|
| gptkbp:dateEnacted |
gptkb:Electronic_Fund_Transfer_Act
|
| gptkbp:enforcedBy |
gptkb:Consumer_Financial_Protection_Bureau
gptkb:Federal_Reserve_Board |
| gptkbp:excludes |
business accounts
wire transfers |
| gptkbp:fullName |
gptkb:Electronic_Fund_Transfer_Act_Regulation
|
| https://www.w3.org/2000/01/rdf-schema#label |
Regulation E
|
| gptkbp:limitsLiability |
$50 if reported within 2 business days
unlimited if not reported within 60 days $500 if reported after 2 business days but within 60 days |
| gptkbp:protectedBy |
consumers
|
| gptkbp:provides |
procedures for lost or stolen cards
procedures for resolving errors procedures for unauthorized transactions |
| gptkbp:regulates |
debit cards
ATM transactions electronic fund transfers point-of-sale transfers telephone transfers automated clearing house transfers online banking transfers prepaid accounts |
| gptkbp:requires |
error resolution procedures
disclosure of terms and conditions error resolution for remittance transfers investigation of errors within 10 business days investigation of remittance errors liability limits for unauthorized transfers notification of investigation results periodic statements provisional credit if investigation takes longer receipts at electronic terminals remittance transfer disclosures |
| gptkbp:startDate |
May 10, 1978
|
| gptkbp:bfsParent |
gptkb:Electronic_Fund_Transfer_Act
|
| gptkbp:bfsLayer |
6
|