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gptkbp:instanceOf
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gptkb:United_States_federal_law
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gptkbp:affects
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gptkb:Savings_and_loan_crisis
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gptkbp:amendedBy
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gptkb:Federal_Deposit_Insurance_Act
gptkb:Federal_Home_Loan_Bank_Act
gptkb:National_Housing_Act
gptkb:Bank_Holding_Company_Act_of_1956
gptkb:Home_Owners'_Loan_Act
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gptkbp:enactedBy
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gptkb:United_States_Congress
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https://www.w3.org/2000/01/rdf-schema#label
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Pub.L. 97–320
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gptkbp:officialName
|
gptkb:Garn–St._Germain_Depository_Institutions_Act_of_1982
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|
gptkbp:provides
|
allowed adjustable-rate mortgages
allowed due-on-sale clauses enforcement
created new powers for depository institutions
deregulated savings and loan associations
expanded FDIC and FSLIC powers
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|
gptkbp:publicLawNumber
|
97-320
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|
gptkbp:purpose
|
to revitalize the housing industry by strengthening the financial stability of home mortgage lending institutions and ensuring the availability of home mortgage loans
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gptkbp:shortName
|
gptkb:Garn–St._Germain_Act
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|
gptkbp:signedBy
|
gptkb:Ronald_Reagan
October 15, 1982
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|
gptkbp:sponsor
|
Garn, Edwin (Senator)
St. Germain, Fernand (Representative)
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|
gptkbp:statutesAtLargeCitation
|
96 Stat. 1469
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gptkbp:bfsParent
|
gptkb:Garn–St._Germain_Depository_Institutions_Act_of_1982
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gptkbp:bfsLayer
|
6
|