|
gptkbp:instanceOf
|
gptkb:European_Union_law
|
|
gptkbp:adoptedBy
|
gptkb:Council_of_the_European_Union
gptkb:European_Parliament
25 November 2015
|
|
gptkbp:affects
|
banks
consumers
merchants
electronic money institutions
payment institutions
fintech companies
|
|
gptkbp:appliesTo
|
gptkb:European_Economic_Area
|
|
gptkbp:category
|
gptkb:legislation
gptkb:consumer_protection_law
gptkb:European_Union_law
payment systems
|
|
gptkbp:enables
|
innovation in financial services
payment initiation services
account aggregation services
third-party access to bank accounts
|
|
gptkbp:enforcedBy
|
national competent authorities
|
|
gptkbp:enteredIntoForce
|
13 January 2016
|
|
gptkbp:filingDeadline
|
13 January 2018
|
|
gptkbp:fullName
|
gptkb:Revised_Payment_Services_Directive
|
|
gptkbp:goal
|
promote innovation
enhance consumer protection
improve security of payments
increase competition in payments
|
|
gptkbp:legalBasis
|
gptkb:Article_114_of_the_Treaty_on_the_Functioning_of_the_European_Union
|
|
gptkbp:mandate
|
incident reporting
transparency of fees
complaint handling procedures
disclosure of exchange rates
liability rules for unauthorized transactions
|
|
gptkbp:officialName
|
gptkb:Directive_(EU)_2015/2366
|
|
gptkbp:publishedIn
|
gptkb:Official_Journal_of_the_European_Union
|
|
gptkbp:referenceNumber
|
gptkb:2015/2366/EU
|
|
gptkbp:regulates
|
gptkb:open_banking
payment services
account information service providers
payment initiation service providers
payment service providers
third-party payment providers
|
|
gptkbp:relatedTo
|
gptkb:open_banking
gptkb:European_Banking_Authority
gptkb:General_Data_Protection_Regulation
|
|
gptkbp:replacedBy
|
gptkb:Payment_Services_Directive_(PSD1)
|
|
gptkbp:requires
|
strong customer authentication
access to account (XS2A)
|
|
gptkbp:bfsParent
|
gptkb:CB_(Carte_Bancaire)_payment_system
|
|
gptkbp:bfsLayer
|
7
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
PSD2 directive
|