Statements (51)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
European Union law
|
| gptkbp:adoptedBy |
gptkb:Council_of_the_European_Union
gptkb:European_Parliament 25 November 2015 |
| gptkbp:affects |
banks
consumers merchants electronic money institutions payment institutions fintech companies |
| gptkbp:appliesTo |
gptkb:European_Economic_Area
|
| gptkbp:category |
gptkb:legislation
payment systems European Union law consumer protection law |
| gptkbp:enables |
innovation in financial services
payment initiation services account aggregation services third-party access to bank accounts |
| gptkbp:enforcedBy |
national competent authorities
|
| gptkbp:enteredIntoForce |
13 January 2016
|
| gptkbp:filingDeadline |
13 January 2018
|
| gptkbp:fullName |
gptkb:Revised_Payment_Services_Directive
|
| gptkbp:goal |
promote innovation
enhance consumer protection improve security of payments increase competition in payments |
| https://www.w3.org/2000/01/rdf-schema#label |
PSD2 directive
|
| gptkbp:legalBasis |
gptkb:Article_114_of_the_Treaty_on_the_Functioning_of_the_European_Union
|
| gptkbp:mandate |
incident reporting
transparency of fees complaint handling procedures disclosure of exchange rates liability rules for unauthorized transactions |
| gptkbp:officialName |
gptkb:Directive_(EU)_2015/2366
|
| gptkbp:publishedIn |
gptkb:Official_Journal_of_the_European_Union
|
| gptkbp:referenceNumber |
gptkb:2015/2366/EU
|
| gptkbp:regulates |
gptkb:open_banking
payment services account information service providers payment initiation service providers payment service providers third-party payment providers |
| gptkbp:relatedTo |
gptkb:open_banking
gptkb:European_Banking_Authority gptkb:General_Data_Protection_Regulation |
| gptkbp:replacedBy |
gptkb:Payment_Services_Directive_(PSD1)
|
| gptkbp:requires |
strong customer authentication
access to account (XS2A) |
| gptkbp:bfsParent |
gptkb:CB_(Carte_Bancaire)_payment_system
|
| gptkbp:bfsLayer |
7
|