Statements (59)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:financial_assistance
|
| gptkbp:application |
Free Application for Federal Student Aid (FAFSA) required
|
| gptkbp:benefits |
Interest may be tax-deductible
|
| gptkbp:borrower_requirements |
Must not have adverse credit history
|
| gptkbp:cancellation_reason |
Limited circumstances for cancellation
|
| gptkbp:consequences |
Loss of eligibility for federal student aid
|
| gptkbp:consolidation_options |
Available
|
| gptkbp:credit_check |
gptkb:Yes
|
| gptkbp:currency |
7.54% for the 2023-2024 academic year
|
| gptkbp:designed_for |
Graduate and professional students
Parents of dependent undergraduate students |
| gptkbp:eligibility |
Must be enrolled at least half-time
U. S. citizenship or eligible non-citizen required |
| gptkbp:financial_aid |
Directly to the school
Managed by federal loan servicers Various federal loan servicers To cover educational expenses Cost of attendance minus other financial aid Can be managed through various repayment plans Contact for more information Cost of attendance minus other aid Requires documentation of educational expenses Rights under federal law |
| gptkbp:financials |
Borrowers should understand terms and conditions
|
| gptkbp:forbearance_options |
Available
|
| gptkbp:funding |
gptkb:U._S._Department_of_Education
Based on credit history and other factors |
| https://www.w3.org/2000/01/rdf-schema#label |
PLUS Loans
|
| gptkbp:impact_on_credit |
Can affect credit score
|
| gptkbp:investment |
Begins immediately after disbursement
|
| gptkbp:loan_application |
Can be completed online
|
| gptkbp:loan_counseling |
Borrowers may receive counseling before borrowing
|
| gptkbp:loan_default |
Can lead to wage garnishment
|
| gptkbp:loan_disbursement_schedule |
Typically disbursed in multiple installments
|
| gptkbp:loan_discharge |
Available under certain conditions
|
| gptkbp:loan_eligibility_verification |
Verification may be required by the school
|
| gptkbp:loan_fees |
4.228% origination fee
|
| gptkbp:loan_forgiveness |
Limited options for forgiveness
|
| gptkbp:loan_impact_on_future_loans |
May affect ability to borrow in the future
|
| gptkbp:loan_interest |
Fixed interest rate
|
| gptkbp:loan_interest_calculation |
Interest calculated on the outstanding balance
|
| gptkbp:loan_interest_rate_changes |
Fixed rate, does not change over time
|
| gptkbp:loan_management |
Borrowers can manage loans online
|
| gptkbp:loan_payment_options |
Online, mail, and automatic payments available
|
| gptkbp:loan_renewal |
Must reapply each year
|
| gptkbp:loan_repayment_assistance |
Programs may be available for assistance
|
| gptkbp:loan_repayment_options |
Flexible repayment options available
|
| gptkbp:loan_repayment_strategies |
Borrowers should consider strategies for repayment
|
| gptkbp:loan_transfer |
Can be transferred to another servicer
|
| gptkbp:loan_type |
Unsubsidized loan
|
| gptkbp:payment_methods |
10 to 25 years
Standard, Graduated, Extended, Income-Contingent |
| gptkbp:repayment_grace_period |
No grace period, repayment starts immediately after disbursement
|
| gptkbp:submission_deadline |
Varies by school
|
| gptkbp:throws |
Available
|
| gptkbp:bfsParent |
gptkb:Federal_Family_Education_Loan_Program
gptkb:financial_assistance gptkb:Federal_Family_Education_Loan_Program_(FFEL) |
| gptkbp:bfsLayer |
4
|