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gptkbp:instance_of
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gptkb:financial_assistance
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gptkbp:administered_by
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gptkb:U._S._Department_of_Education
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gptkbp:application
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gptkb:FAFSA
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gptkbp:borrower_eligibility
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U. S. citizens and eligible non-citizens
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gptkbp:borrower_support_services
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available through federal websites
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gptkbp:cancellation_reason
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public service employment
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gptkbp:consequences
|
credit damage
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gptkbp:consolidation_options
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combine multiple loans
|
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gptkbp:currency
|
fixed rate
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|
gptkbp:disbursement_method
|
direct to school
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|
gptkbp:economic_impact
|
may influence job choices
|
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gptkbp:effective_date
|
annual FAFSA submission
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gptkbp:eligibility
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financial need
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gptkbp:established
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gptkb:1965
|
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gptkbp:financial_aid
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various private companies
federal protections
subsidized and unsubsidized
based on income and family size
managed by federal contractors
part of overall aid
recommended for applicants
subject to changes in policy.
varies by year and program
|
|
gptkbp:financial_counseling_requirement
|
mandatory for borrowers
|
|
gptkbp:financial_literacy_resources
|
available for borrowers
|
|
gptkbp:forbearance_options
|
temporary reduction of payments
|
|
gptkbp:funding
|
gptkb:federal_government
|
|
https://www.w3.org/2000/01/rdf-schema#label
|
National Direct Student Loan Program
|
|
gptkbp:impact_on_credit_card_debt
|
may influence borrowing behavior
|
|
gptkbp:impact_on_credit_history
|
long-term effects
|
|
gptkbp:impact_on_credit_score
|
depends on repayment history
|
|
gptkbp:impact_on_future_loans
|
may affect borrowing capacity
|
|
gptkbp:impact_on_life_choices
|
can affect personal decisions
|
|
gptkbp:investment
|
while in school
|
|
gptkbp:is_designed_to
|
varies by institution
|
|
gptkbp:is_targeted_at
|
undergraduate and graduate students
|
|
gptkbp:legislation
|
subject to policy updates
|
|
gptkbp:loan_application_deadline
|
varies by school
|
|
gptkbp:loan_default_prevention
|
education and resources provided
|
|
gptkbp:loan_discharge_conditions
|
death or total disability
|
|
gptkbp:loan_forgiveness_programs
|
gptkb:Public_Service_Loan_Forgiveness
|
|
gptkbp:loan_interest_subsidy
|
available for certain borrowers
|
|
gptkbp:loan_payment_assistance_programs
|
available for qualifying borrowers
|
|
gptkbp:loan_payment_options
|
online and automatic payments
|
|
gptkbp:loan_repayment_assistance
|
available through some employers
|
|
gptkbp:loan_repayment_resources
|
provided by the government
|
|
gptkbp:loan_repayment_strategies
|
various options available
|
|
gptkbp:loan_servicing_issues
|
can lead to confusion
|
|
gptkbp:payment_methods
|
10 to 25 years
standard, graduated, income-driven
|
|
gptkbp:provides
|
low-interest loans
|
|
gptkbp:repayment_grace_period
|
6 months after graduation
|
|
gptkbp:student_loan_consolidation
|
available for borrowers with multiple loans
|
|
gptkbp:student_loan_debt
|
part of national student debt crisis
|
|
gptkbp:throws
|
temporary suspension of payments
|
|
gptkbp:bfsParent
|
gptkb:Higher_Education_Act_of_1965
|
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gptkbp:bfsLayer
|
4
|