National Consumer Credit Protection Act 2009

GPTKB entity

Properties (60)
Predicate Object
gptkbp:instanceOf legislation
gptkbp:addresses predatory lending
gptkbp:aimsTo consumers
gptkbp:amends National_Consumer_Credit_Protection_Amendment_(Enhancements)_Act_2019
gptkbp:appliesTo credit providers
gptkbp:effectiveDate 1 July 2010
gptkbp:enactedBy gptkb:Australian_Parliament
gptkbp:enforces gptkb:Australian_Securities_and_Investments_Commission
gptkbp:established Consumer_Credit_Protection_Register
National_Consumer_Credit_Protection_regime
https://www.w3.org/2000/01/rdf-schema#label National Consumer Credit Protection Act 2009
gptkbp:includes consumer leases
credit contracts
gptkbp:includesProvisionsFor dispute resolution
gptkbp:isAttendedBy gptkb:Department_of_Treasury
adapt to market changes
gptkbp:isChallengedBy industry stakeholders
gptkbp:isCitedIn academic research
gptkbp:isConsidered landmark legislation
a model for other countries.
gptkbp:isCriticizedFor complexity of compliance
gptkbp:isDesignedFor reduce consumer debt stress
gptkbp:isDiscussedIn financial literacy programs
parliamentary debates
policy forums
gptkbp:isEvaluatedBy independent reviews
impact on consumers
effectiveness in consumer protection
gptkbp:isInfluencedBy international consumer protection standards
gptkbp:isInformedBy consumer feedback
gptkbp:isLinkedTo financial stability initiatives
financial consumer protection initiatives
credit market reforms
gptkbp:isLocatedIn regulations and guidelines
state and territory laws
gptkbp:isPartOf national financial reform agenda
Australian_financial_regulation_framework
consumer_protection_laws_in_Australia
gptkbp:isPromotedBy government campaigns
gptkbp:isPromotedThrough educational resources
gptkbp:isReferencedIn financial regulations
legal cases
gptkbp:isRelatedTo National Credit Code
gptkbp:isReviewedBy regulatory bodies
gptkbp:isSubjectTo public consultation
review and evaluation
gptkbp:isSupportedBy financial institutions
legal frameworks
consumer advocacy groups
gptkbp:mandates assessment of creditworthiness
gptkbp:oversees credit reporting
gptkbp:promotes financial literacy
gptkbp:protectedArea unfair lending practices
gptkbp:provides responsible lending obligations
breaches of consumer credit laws
gptkbp:regulates consumer credit
gptkbp:requires licensing of credit providers
credit providers to assess suitability
disclosure of credit fees
gptkbp:supports consumer rights