Mortgage Reform and Anti-Predatory Lending Act
GPTKB entity
Statements (56)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:legislation
|
| gptkbp:addresses |
predatory lending practices
|
| gptkbp:aims_to |
protect consumers
eliminate discriminatory lending |
| gptkbp:allows |
certain high-cost loans
|
| gptkbp:amended_by |
subsequent legislation
|
| gptkbp:applies_to |
residential mortgage loans
|
| gptkbp:effective_date |
gptkb:2009
|
| gptkbp:enacted_by |
gptkb:legislation
|
| gptkbp:encourages |
community development initiatives
|
| gptkbp:enhances |
borrower protections
|
| gptkbp:established |
new lending standards
|
| gptkbp:examines |
financial analysts
|
| gptkbp:has_authority_over |
gptkb:Consumer_Financial_Protection_Bureau
|
| https://www.w3.org/2000/01/rdf-schema#label |
Mortgage Reform and Anti-Predatory Lending Act
|
| gptkbp:includes |
provisions for loan modifications
|
| gptkbp:influenced_by |
housing market crisis
|
| gptkbp:involves |
state regulations
|
| gptkbp:is_analyzed_in |
academic studies
|
| gptkbp:is_cited_in |
gptkb:legal_case
|
| gptkbp:is_considered_as |
a model for future legislation
|
| gptkbp:is_criticized_for |
potentially limiting credit access
|
| gptkbp:is_designed_to |
reduce foreclosures
|
| gptkbp:is_discussed_in |
gptkb:television_channel
policy forums financial reform debates |
| gptkbp:is_evaluated_by |
effectiveness
government agencies policy assessments |
| gptkbp:is_implemented_in |
gptkb:Educational_Institution
|
| gptkbp:is_influenced_by |
economic conditions
|
| gptkbp:is_linked_to |
consumer confidence
housing market recovery |
| gptkbp:is_opposed_by |
some lenders
|
| gptkbp:is_part_of |
gptkb:Dodd-Frank_Wall_Street_Reform_and_Consumer_Protection_Act
consumer protection laws financial regulatory framework national housing policy |
| gptkbp:is_promoted_by |
non-profit organizations
|
| gptkbp:is_referenced_in |
financial literacy materials
|
| gptkbp:is_related_to |
gptkb:subprime_mortgage_crisis
|
| gptkbp:is_reviewed_by |
Congressional committees
|
| gptkbp:is_subject_to |
legal challenges
|
| gptkbp:is_supported_by |
consumer advocacy groups
bipartisan efforts |
| gptkbp:mandates |
credit counseling for borrowers
|
| gptkbp:promotes |
responsible lending
|
| gptkbp:provides |
funding for housing assistance programs
|
| gptkbp:requires |
disclosure of loan terms
annual reporting on lending practices clear loan documentation verify borrower income |
| gptkbp:signed_by |
gptkb:George_W._Bush
|
| gptkbp:supports |
financial literacy programs
|
| gptkbp:bfsParent |
gptkb:U._S._Code_Title_12
|
| gptkbp:bfsLayer |
7
|