Long-Term Disability

GPTKB entity

Statements (19)
Predicate Object
gptkbp:instanceOf insurance type
gptkbp:alsoKnownAs gptkb:LTD
gptkbp:benefit several years
until retirement age
percentage of salary
usually 50-70% of salary
gptkbp:canBe purchased individually
gptkbp:covers gptkb:trauma
extended illness
gptkbp:excludes pre-existing conditions
https://www.w3.org/2000/01/rdf-schema#label Long-Term Disability
gptkbp:offeredBy employers
gptkbp:provides income replacement
gptkbp:regulates state insurance laws
gptkbp:requires medical documentation
gptkbp:taxStatus depends on premium payment source
gptkbp:waitingPeriod typically 90 to 180 days
gptkbp:bfsParent gptkb:Cigna_Group_Life_and_Disability_Insurance
gptkbp:bfsLayer 7