Statements (48)
| Predicate | Object |
|---|---|
| gptkbp:instanceOf |
Investment Fund
|
| gptkbp:alsoKnownAs |
Target Date Funds
|
| gptkbp:assetManager |
Managed by professional portfolio managers
|
| gptkbp:bench |
Custom benchmark based on glide path
|
| gptkbp:benefit |
Reduces need for investor intervention
Simplifies investment decisions |
| gptkbp:category |
Mutual fund
Exchange-traded fund (ETF) |
| gptkbp:component |
gptkb:Stocks
Bonds Alternative investments Cash equivalents International assets |
| gptkbp:criticizedFor |
Glide path assumptions may not fit all investors
One-size-fits-all approach |
| gptkbp:date |
Year in fund name indicates target retirement year
|
| gptkbp:distribution |
Available through employer-sponsored plans
Available to individual investors |
| gptkbp:example |
gptkb:Vanguard_Target_Retirement_Funds
gptkb:T._Rowe_Price_Retirement_Funds BlackRock LifePath Funds Fidelity Freedom Funds |
| gptkbp:fareControl |
Expense ratio
|
| gptkbp:feature |
Diversification
Automatic rebalancing Glide path |
| https://www.w3.org/2000/01/rdf-schema#label |
Lifecycle Funds
|
| gptkbp:introducedIn |
1990s
|
| gptkbp:liquidity |
Daily liquidity
|
| gptkbp:minimumInvestment |
Varies by provider
|
| gptkbp:offeredBy |
401(k) plan providers
Mutual fund companies |
| gptkbp:originatedIn |
gptkb:United_States
|
| gptkbp:performanceContext |
Depends on underlying assets and glide path
|
| gptkbp:purpose |
Provide age-appropriate asset allocation
|
| gptkbp:regulates |
Regulated by SEC in the United States
Subject to ERISA in retirement plans |
| gptkbp:riskDisclosure |
Subject to market risk
|
| gptkbp:riskProfile |
Decreases risk as target date approaches
|
| gptkbp:strategy |
Asset allocation shifts from aggressive to conservative over time
|
| gptkbp:suitability |
Long-term investors
Investors with a specific retirement date |
| gptkbp:targetAudience |
Investors seeking simplified investment
|
| gptkbp:taxStatus |
Taxed as mutual funds
|
| gptkbp:usedIn |
Retirement planning
Defined contribution plans |
| gptkbp:bfsParent |
gptkb:L_Funds
|
| gptkbp:bfsLayer |
7
|