IMPS

GPTKB entity

Statements (54)
Predicate Object
gptkbp:instanceOf Electronic Funds Transfer
gptkbp:acceptsPaymentMethod instant
gptkbp:availableOn gptkb:ATMs
mobile banking
SMS
internet banking
branch channels
gptkbp:beneficiaryAdditionRequired yes
gptkbp:competitor gptkb:NEFT
gptkb:RTGS
gptkb:UPI
gptkbp:country gptkb:India
gptkbp:currency INR
gptkbp:features 2-factor authentication
encrypted transactions
gptkbp:fullName gptkb:Immediate_Payment_Service
https://www.w3.org/2000/01/rdf-schema#label IMPS
gptkbp:launched 2010
gptkbp:maximumLoanAmount 5 lakh INR (as of 2023)
gptkbp:minimumTransactionLimit 1 INR
gptkbp:mobileAppAvailable 365 days
gptkbp:operatedBy gptkb:National_Payments_Corporation_of_India
gptkbp:regulates gptkb:Reserve_Bank_of_India
gptkbp:requires gptkb:MMID
mobile number
IFSC code
bank account number
gptkbp:settlementPeriod instant
gptkbp:settlementType real-time
gptkbp:supports 24x7 availability
NPCI helpdesk
real-time transfer
gptkbp:transactionFinality immediate
gptkbp:transactionLimitPerDay varies by bank
gptkbp:transactionLimitPerTransaction varies by bank
gptkbp:transactionReference gptkb:RRN_(Retrieval_Reference_Number)
gptkbp:transactionReversal possible in case of failure
gptkbp:transferFee varies by bank
gptkbp:transferMode person-to-person
person-to-account
person-to-merchant
gptkbp:usedBy individuals
businesses
gptkbp:usedFor remittances
mobile payments
internet banking
merchant payments
utility bill payments
ATM transfers
interbank fund transfer
gptkbp:bfsParent gptkb:Reserve_Bank_of_India
gptkb:The_Smurfs_(2021_TV_series)
gptkb:Electronic_Funds_Transfer
gptkbp:bfsLayer 5