Statements (47)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:charity
|
| gptkbp:bfsLayer |
4
|
| gptkbp:bfsParent |
gptkb:Freddie_Mac
|
| gptkbp:allows |
gifts and grants for down payment
lower down payment |
| gptkbp:benefits |
borrowers with limited savings
|
| gptkbp:can_be_used_with |
other assistance programs
|
| gptkbp:developed_by |
gptkb:Fannie_Mae
|
| gptkbp:facilitates |
families build wealth through homeownership
increase access to homeownership |
| https://www.w3.org/2000/01/rdf-schema#label |
Home Ready
|
| gptkbp:includes |
income from non-borrower household members
|
| gptkbp:is_a_solution_for |
housing instability
|
| gptkbp:is_aimed_at |
diverse communities
first-time homebuyers |
| gptkbp:is_associated_with |
lower foreclosure rates
|
| gptkbp:is_available_for |
single-family homes
|
| gptkbp:is_available_in |
investment properties
all U. S. states |
| gptkbp:is_designed_for |
low to moderate income borrowers
|
| gptkbp:is_designed_to |
low-income families
reduce barriers to homeownership |
| gptkbp:is_evaluated_by |
borrower’s ability to repay
|
| gptkbp:is_often_used_in |
state and local homebuyer programs
|
| gptkbp:is_part_of |
the broader affordable housing strategy
Fannie Mae's affordable lending initiatives Fannie Mae's mission |
| gptkbp:is_popular_in |
millennials
|
| gptkbp:is_promoted_by |
real estate professionals
|
| gptkbp:is_recognized_by |
housing advocates
|
| gptkbp:is_recognized_for |
its affordability
|
| gptkbp:is_similar_to |
gptkb:Freddie_Mac's_Home_Possible_program
|
| gptkbp:is_subject_to |
Fannie Mae's guidelines
|
| gptkbp:is_used_for |
condominiums
purchase or refinance of a home |
| gptkbp:key |
gptkb:software_framework
|
| gptkbp:max_speed |
the conforming loan limit
|
| gptkbp:offers |
reduced mortgage insurance costs
flexible underwriting standards |
| gptkbp:products |
the U. S. housing finance system
|
| gptkbp:provides |
flexibility in credit history
|
| gptkbp:requires |
mortgage insurance
a debt-to-income ratio of 50% or less a minimum credit score of 620 |
| gptkbp:supports |
homeownership education
|
| gptkbp:was_a_response_to |
housing affordability crisis
the need for affordable housing options. |