Home Affordable Modification Program (HAMP)
GPTKB entity
Statements (58)
| Predicate | Object |
|---|---|
| gptkbp:instance_of |
gptkb:government
|
| gptkbp:administered_by |
gptkb:Federal_Housing_Finance_Agency
|
| gptkbp:aims_to |
help homeowners avoid foreclosure
|
| gptkbp:eligibility |
financial hardship
|
| gptkbp:ended |
gptkb:2016
|
| gptkbp:has_impact_on |
foreclosure rates
|
| https://www.w3.org/2000/01/rdf-schema#label |
Home Affordable Modification Program (HAMP)
|
| gptkbp:includes |
trial modifications
|
| gptkbp:introduced |
gptkb:United_States_Department_of_the_Treasury
|
| gptkbp:is_analyzed_in |
economic studies
|
| gptkbp:is_applicable_to |
investment properties
|
| gptkbp:is_associated_with |
homeowner assistance programs
|
| gptkbp:is_available_for |
FHA loans
|
| gptkbp:is_available_in |
primary residence homeowners
|
| gptkbp:is_based_on |
loan-to-value ratio
|
| gptkbp:is_considered_as |
a temporary solution
a model for future programs a response to the housing crisis a government intervention |
| gptkbp:is_criticized_for |
complex application process
not reaching all eligible homeowners |
| gptkbp:is_designed_to |
reduce monthly mortgage payments
|
| gptkbp:is_discussed_in |
policy debates
|
| gptkbp:is_documented_in |
government reports
|
| gptkbp:is_evaluated_by |
performance metrics
success rates independent auditors long-term effectiveness loan servicers consumer advocacy organizations |
| gptkbp:is_funded_by |
TARP funds
|
| gptkbp:is_implemented_in |
loan servicers
stabilize the housing market |
| gptkbp:is_linked_to |
credit score impacts
mortgage relief efforts home equity issues |
| gptkbp:is_monitored_by |
gptkb:U._S._Treasury_Department
|
| gptkbp:is_part_of |
gptkb:Making_Home_Affordable_initiative
economic recovery efforts financial reform initiatives U. S. housing policy |
| gptkbp:is_promoted_by |
government agencies
|
| gptkbp:is_promoted_through |
public awareness campaigns
|
| gptkbp:is_related_to |
gptkb:subprime_mortgage_crisis
loan restructuring |
| gptkbp:is_subject_to |
federal regulations
|
| gptkbp:is_supported_by |
gptkb:financial_institutions
advocacy groups |
| gptkbp:launched_in |
gptkb:2009
|
| gptkbp:offers |
lower monthly mortgage payments
|
| gptkbp:provides |
loan modifications
|
| gptkbp:provides_incentives_to |
lenders
|
| gptkbp:requires |
documentation of income
|
| gptkbp:requires_homeowners_to |
submit a request for modification
|
| gptkbp:resulted_in |
millions of modifications
|
| gptkbp:targets |
homeowners with financial hardship
|
| gptkbp:bfsParent |
gptkb:Making_Home_Affordable_Program
|
| gptkbp:bfsLayer |
7
|