gptkbp:has_feature
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user accounts
24/7 customer service
data encryption
loyalty programs
referral bonuses
user-friendly interface
secure transactions
in-app purchases
gift cards
promotional offers
social media integration
transaction history
bill reminders
payment history
loyalty points
account linking
payment tracking
cashback offers
QR code payments
app notifications
customer feedback system
multiple language support
transaction limits
merchant analytics
merchant partnerships
instant recharges
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