Federal Housing Administration (FHA)

URI: https://gptkb.org/entity/Federal_Housing_Administration_(FHA)

GPTKB entity

Statements (48)

Predicate	Object
gptkbp:instanceOf	gptkb:government_agency
gptkbp:abbreviation	gptkb:FHA
gptkbp:administeredBy	gptkb:Assistant_Secretary_for_Housing-Federal_Housing_Commissioner
gptkbp:country	gptkb:United_States
gptkbp:criticizedFor	contributing to racial segregation in housing historical redlining practices
gptkbp:focus	gptkb:affordable_housing homeownership housing market stability
gptkbp:founded	1934
gptkbp:headquartersLocation	gptkb:Washington,_D.C.
gptkbp:historicalSignificance	expanded homeownership in the U.S. helped stabilize housing market during Great Depression influenced mortgage lending standards
https://www.w3.org/2000/01/rdf-schema#label	Federal Housing Administration (FHA)
gptkbp:impact	influenced suburban development promoted long-term, fixed-rate mortgages reduced lender risk increased access to credit for low- and moderate-income borrowers
gptkbp:insuranceFund	gptkb:Mutual_Mortgage_Insurance_Fund
gptkbp:insuredBy	hospital mortgages multifamily mortgages single-family mortgages healthcare facility mortgages
gptkbp:notableProgram	gptkb:FHA_203(b)_loan gptkb:FHA_203(k)_loan gptkb:FHA_reverse_mortgage_(HECM)
gptkbp:offers	FHA loans
gptkbp:oversees	gptkb:U.S._Congress
gptkbp:parentOrganization	gptkb:U.S._Department_of_Housing_and_Urban_Development
gptkbp:partOf	gptkb:National_Housing_Act_of_1934
gptkbp:provides	mortgage insurance
gptkbp:purpose	insure mortgages
gptkbp:reformed	anti-discrimination policies increased oversight of lenders modernization of underwriting standards
gptkbp:regulates	FHA loan limits FHA-approved lenders FHA mortgage insurance premiums
gptkbp:relatedOrganization	gptkb:Federal_Home_Loan_Mortgage_Corporation_(Freddie_Mac) gptkb:Federal_National_Mortgage_Association_(Fannie_Mae) gptkb:Government_National_Mortgage_Association_(Ginnie_Mae)
gptkbp:statutoryBody	gptkb:National_Housing_Act
gptkbp:targetAudience	homebuyers lenders
gptkbp:website	https://www.hud.gov/program_offices/housing/fhahistory
gptkbp:bfsParent	gptkb:Home_Owners'_Loan_Act_of_1933
gptkbp:bfsLayer	5